Today there is a huge amount of equipment that can facilitate the work on the land. An example is a cultivator. Automated tillage is important for any gardener, as it saves effort, time and greatly improves the quality of tillage. The most popular option is an electric cultivator to give. It has a number of substantial advantages, which are beneficial for it to emit from gasoline tillers and hand rippers.
The best electric cultivators: advantages and disadvantages
The most important advantage of an electric cultivator for giving is its size. Although these agricultural machines are also divided into weight groups, which will be clarified below, they have a relatively small weight and dimensions. This is good for all users, and women and elderly people will especially appreciate this quality.
It is much more convenient to do any work, putting a minimum of effort and not feeling very tired. With a low weight, the electric cultivator is more maneuverable. He can easily squeeze in without damaging plants or shrubs where a heavy and powerful machine will be completely useless. Due to the size of this type of technology is very compact in use.
Note! Many models have an ergonomic handle and easily removable engine, so they can be easily transported.
It often happens that it is not always necessary to trust the reliability of storing valuables in the summer cottage. Therefore, with this type of technology problems and unnecessary experiences will not arise. Easily transported electro-cultivator will be in a safe place, and when needed, it can be easily delivered to the desired point.
Good performance is also one of the important advantages of an electric cultivator for garden beds. Everyone who bought such a car will be pleased to note that the results of its work are very good. Even a very scrupulous gardener can be satisfied.
Since the use of electro-cultivator does not burn gasoline, there is no exhaust of harmful gases. This ose who use such equipment in greenhouses. And in this closed room, is extremely harmful to plants.
Among the advantages worth noting ease of maintenance. This type of cultivator needs only the minimum necessary care for cleaning cutters, lubricating parts and timely changing the oil. In addition, there is no need for continuous monitoring of fuel. Since the electro-cultivator is powered from the network, it will work continuously. There will be no problems with a sudden stop of the equipment due to the lack of fuel.
Experts have calculated that the cost of using an electro-cultivator to give less than when using equipment on gasoline, and this is a significant advantage in terms of efficiency. Electrocultivators are easy to manage, as they have no additional levers and accessories. To get started, you only need to press the start button.
The most obvious disadvantage of electro-cultivators is their dependence on the network. It is the length of the cord that will determine the area that you can process. The use of additional extenders will increase the radius of the treated area, but it will not be very convenient to work with a large number of wires under your feet. And absolutely this type of equipment is not suitable for land plots that are not equipped with electricity.
Another disadvantage is low power. This parameter can be attributed even not to the shortcomings, but simply to the specifics of the device. For the range of works for which it is intended, high power is not needed at all.
The most common characteristics of electro-cultivators are differences in weight and power consumption. Such equipment, regardless of the type of drive (electric or gasoline) is divided by weight into three groups:
Ultralight. Representatives of this category weigh from 10 to 15 kg, the width of cultivation and the depth of cultivation – 30 and 10 cm, respectively.
Lungs. They weigh 35–40 kg, cultivation width 40–50 cm, depth 10–15 cm.
Average. Weigh 65-70 kg, treated areas 80-90 cm wide and up to 20 cm deep.
Heavy. Weigh more than 100 kg and are considered professional farming equipment capable of handling large areas.
Electrocultivators can be attributed to ultralight and lightweight units. The remaining two groups are more powerful gasoline and battery models. Among the electro-cultivators of the soil, which are the lightest representatives anyway, mini-electro-cultivators are particularly popular for the garden. They are so compact that they can even fit in a backpack. Will be indispensable for the treatment of densely planted beds, land under the bushes, in greenhouses and greenhouses.
All electrocultivators have the following technical characteristics:
number of cutters;
depth of processing;
processing width
The main parameter, among the above, is power. This is the defining characteristic of any model of electro-cultivator. All other indicators depend on its value. Therefore, with more powerful electro-cultivators, the depth of treatment is higher than that of machines with less. Depending on what needs to be done on the garden plot (deeply gnaw the ground or get rid of weeds), the depth of treatment is determined. Adjustment of this parameter is present at each electrocultivator.
The width of the cultivated area is also an important characteristic. Some models are equipped with an additional set of cutters to be able to change the width of the cultivated soil. Thus, the consumer can expand the capabilities of the device.
Electric cultivators in their configuration have a different number of cutters. They can be an additional set, or be an integral part. At the specified width can fall 2-4 cutters. Sometimes electrocultivators with a small width of processing, but with the maximum number of cutters, are in a very advantageous position. Such a thoughtful decision of manufacturers provides a cultivator with a small width of the grip, but with four instead of two mills-knives, a very productive development.
Note!– this will greatly expand the range of tasks performed.
One of the important technical characteristics is the ability to adjust the speed of rotation of the cutters. The choice of speed will affect the quality of tillage. Using a higher speed, the power of the cultivator will help the gardener to handle more complex areas. And also in an advantageous position there will always be an electric cultivator with a reverse – the possibility of reversing.
When purchasing an electric cultivator, the consumer has already specifically set goals for himself: what it is for, who will manage it, and how much you can count on when buyingoption. Very often, this kind of car is needed by women. They strive to bring beauty near their summer cottages, and want to be independent of men in this. To facilitate their physical work in small beds and in greenhouses, suitable female electro-cultivator.
Helpful advice! Choosing an electric cultivator for giving for the woman, pay attention to light models weighing 7-8 kg.
It is convenient because you do not need to fill up the fuel, but you can simply plug the plug into the outlet. It is light and maneuverable. It will be absolutely not problematic to take him out of the garage, to carry in the trunk of the car. A convenient wheel will always help move it around the site. Due to its small size, any woman will cope with its management. By pressing only the start button, you can get the expected result without attracting men to it. Therefore, electric mini-cultivators are so popular for giving, their prices are very well suited to customers in this category.
The modern market of agricultural machinery is represented by brands of both imported and domestic producers. Russian factories produce a large number of models capable of competing freely with Chinese, German and Japanese.
One of the representatives of the Russian electro-cultivators is the brand “Tarpan”. It is a heavy electro-cultivator, which has a large capacity and is capable of producing a wide range of work on any soils. It can work with any additional equipment, for example, with a plow, hiller, polisher, grouser, etc.
Note! Many experts believe that this technique is a great tandem of imported motor and domestic iron, which will show the maximum result.
The handle can not just be adjusted in height, as in many models, but also to the sides. This makes it possible to organize your work as conveniently as possible. Consumers often point out that it is very easy to remove the motor from the frame. Such an operation can be done even by a not very experienced person in the technique. Easily removed engine will help to freely transport equipment to any desired place.
It is also necessary to mention a few drawbacks. For example, the lack of reversing sometimes makes it impossible to use the Tarpan electro-cultivator on already densely planted territories. The cutters are made at right angles, and in very overgrown areas it is often necessary to stop the unit and clean it. It is also not desirable that it be for a long time at an angle of more than 15 degrees. It may leak out, and changing it is not very easy.
Electrocultivators of this brand are distinguished by high-quality development of virgin soil, weeding of plants, hilling of beds with even grooves. They weigh an average of 35 kg, loosen the soil to a depth of 18 cm and seize a width of about 30 cm. Power consumption 1.1 kW. This mechanism very well grinds the roots of weeds, which improves the appearance of any area and this fertilizes the soil.
Control of electric cultivators for the vegetable garden of this brw a few specific steps depending on the task. Installation of knives occurs strictly according to the instructions and is determined by the type of operation. Depending on whether it is mulching, harrowing or deep loosening, the cutter blades are located on the power or high-speed shaft.
Loplosh has a depth control. After manning, the electric cultivator is placed at the beginning of the furrow to be treated, the electric cord is checked, the knives are turned on and gently lowered into the soil. The main advantage of this unit, many buyers consider the possibility of reversing. Such a processing procedure resembles the work of a shovel, gives the opportunity not to trample already treated areas. It is very convenient to use reverse gear on densely planted areas. It can be considered an electro-cultivator for heavy soil.
When reinstalling the cutters, you need to raise the handles of the unit to the extreme upper position, lay it on a horizontal surface and only after that carry out all subsequent operations.
This article discusses in detail such a type of equipment as a wind generator
In order to cut the tile there are special tools – tile cutters. The


In 1593 Sir Robert Carey married Elizabeth, Lady Widdrington, without the Queen’s permission.
Robert’s brother William, like himself sometime MP for Morpeth, defrauded him of an estate in Suffolk and left it instead to his wife.
‘Having ended my bufineffe I meant to retourne to Carleil againe. My father wrote to me from Windfor that the Queene meant to have a great triumph there, ... Hee gave mee notice of the Queen’s anger for my marriage, and faid it may bee, I being fo neere, and to retourne without honouring her day, as I ever before had done, might be a caufe of her further diflike, but left it to myfelfe to do what I thought beft.
‘I was the forfaken Knight, that had vowed folitarineffe, but hearing of this great triumph thought to honour my miftreffe with my beft fervice, and then to retourne and pay my wonted mourning.”
In today’s money, £400 was at least £80,000. But it all went well, and Robert was able to mix freely with his friends again.
‘No (faid fhe) do you bid him go, for I have nothing to do with him.”
‘My father merrily went to the Queene and told her what I faid.’
The King received him kindly, and he returned with letters and a verbal message.
Robert resigned his post about a year later and they lived at Widdrington for several months before moving to London.
Lord Hunsdon was Warden of the East March and Captain of Norham Castle. He made Robert his deputy, with possession of Norham and all its revenues, and the reversion of it when he died. Brother John’s consent, however, was also needed, which he refused until Robert transferred property to him worth £700 a year.
Robert delayed Bourne’s trial, but Carr did not appear. So, much to the terror of his own people, he tried and hanged him.
‘Sir Robert Car (contrary to all mens expectation) chofe mee for his guardian, and home I brought him to my own houfe, after he was delivered to mee.’
‘Amongst other malefactours, there were two gentlemen theeves, that robbed ...travaylers in the high-wayes, (a theft that was never heard of in thofe parts before). I gott them betrayed, tooke them, and fent them to Newcaftle jayle, and there they were hanged.’
‘After all things were quieted, and the border in fafety, towards the end of five years ... I refolved upon a journey to court, to fee my friends, and renew my acquaintance there.’
l Acknowledgement: We reproduce the portrait of Robert Carey, 1st Earl of Monmouth (1560-1639), British (English) School, © National Trust/Simon Harris, by kind permission of the National Trust. It is on view at Montacute House, Somerset. For more information, visit


8/24/2016 From 6:00 PM to 8:45 PM
Wednesday, August 24, 2016 6:00 pm to 8:45 pm


Heres some video...
Since I'm living in Europe and all my equipments are PAL. So I can't use the tv-out function right now...
Is it possible to modify the software to do with the micro sd inside the webcam function?
and so it is possible to make a triggering of the voice as a vox !
No, if the card could not handle the bit rate, you'd have dropped frames. I've yet to get any dropped frames from a true CL4 card (and I have some Kingston CL 4 cards, too.). You can check by stepping through frame by frame in any video areas where it looks like a slight pause or skip during the playback, but you need a player or editor that can advance one frame at a time (I use AviDemux, but VLC player can advance one frame at a time...
And your old VGA resolution camera has only one third as many pixels of data to manipulate compared to a 1280x720 frame size, plus it uses a much simpler and less efficient video codec (MJPEG) compared to the #16HD (H.264), which achieves a much higher compression than MJPEG...about 3 times smaller for a given bit rate input. So stop and consider...the #16 is compressing three times MORE data into a file size that would be three times bigger if it used the MJPEG compression instead. This all takes time...


Product Tags: Marker, Tight, Dark, Thick, Heavy, Handwriting, Man, Woman, Casual, Rough


Dutch
Typically customs have their underlying foundations in the historical backdrop of an organization’s way of life. They make kinship and a feeling of having a place among Arabic Patent Translators representatives. They additionally serve to show representatives corporate values and make distinguishing proof with the association. For instance, at the beauty care products firm Mary Kay Inc., representatives go to services perceiving their top business people with a honor of another auto—customarily a pink Cadillac. These services are directed in vast halls where members wear expand evening outfits and sing organization tunes that make passionate energy. Another case of customs is the Saturday morning gatherings of Wal-Mart. This custom was initially made by the organization originator Sam Walton, who utilized these gatherings to examine which items and practices were doing admirably and which required conformity. He could utilize this data to roll out improvements in Wal-Mart’s stores before the begin of the week, which gave him an upper hand over adversary stores who might make their changes in light of week after week deals figures amid the center of the next week. Today, many Wal-Mart partners go to the Saturday morning gatherings in the Bentonville, Arkansas, central station. The gatherings, which keep running from 7:00 a.m. to 9:30 a.m., begin and end with the Wal-Mart cheer; the plan incorporates a talk of week by week deals figures and marketing strategies. As a custom, the gatherings keep up a little organization environment, guarantee representative association and responsibility, convey an execution introduction, and show making speedy move. Another path in which a spectator may get some answers concerning an organization’s way of life is to inspect its principles and arrangements. Organizations make tenets to decide adequate and unsatisfactory conduct and, in this manner, the guidelines that exist in an organization will flag the sort of qualities it has.


First Carol Spinney, now this.
His greatest talent was the Elements.
I watched a lot of the MacNeil/Lehrer Newshour as a young teen....and needless to say I was just as boring outside the house too.
Certainly better than anything the left sticks on TV today.
Jim Lehrer wrote an very underestimated book that was made into a underestimated movie.
Peter Ustinov, Jonathon Winters and others....
In days gone by, we would work together in Freeper groups to do something or find an answer.
Do you think it might be possible to have a FReeper investigation to find the source for who provides and how the daily democrat word or phrase talking point is promulgated?
Who is it? Where is their secret dungeon?
I agree. McNeil-Lehrer was usually very good at having opposing and well-articulated viewpoints on current issues; something sorely lacking these days.
Nobody on the “left” conducts themselves with class!
I began watching the Newshour at about 25. It quickly replaced the network news for me and allowed for alternative viewpoints on issues instead of quick pictures and sound bites. Don’t know about Jim’s politics but did enjoy him and Robyn.
Agreed. Tom was great.n’s re-election. He called Clinton “a bore” and added, “g—d-— nonsense!”, “Really? Well, I’m leaving anyway!” BrinIt used to be by FAX, now it’s done on social media, texting etc.................


✨ Meet our Marketing Director, Anna! ✨ 💗 For #LoveYourRedHairDay, we're inspired by her #solotravel stories before… https://t.co/Bso202pRxh
Tweeted on 02:59 AM Nov 05
The 7 Most Beautiful Islands in Italy!
By Nitzan Arad on July 28, 2016
Italy is full of picturesque islands that offer diverse scenery – white beaches, mountains, historic ruins and spectacular natural beauty. The Italian islands offer every visitor a taste of la dolce vita!
So, what are you waiting for? Start planning your perfect trip!
Sicily – is the largest island in the Mediterranean and one of the most beautiful ones. Capturing decades of history and culture, Sicily boasts some dazzling views. Arab domes, baroque architecture and Norman palaces all rest against a stunning backdrop of volcanoes, sparkling waters and lush meadows.
Sardinia – Sardinia is known for both its rich culture and history as well as for its pristine and idyllic beaches and clear water. The colors in Sardinia are bright and beautiful, the nightlife is fun and exciting and you can spend your days hiking, sunbathing or exploring the island.
Colourful houses, Bosa, Sardinia, Italy
Capri – This magical little island is glamourous as it is elegant. It boasts breathtaking landscapes, deep blue waters and chic cafes in pretty piazzas.
Faraglioni cliffs and beach in Capri island,Italy
Procida – This is the Bay of Naples’ tiniest island but it is big on charm. Lemon groves, pastel colored houses and narrow streets are all a part of this splendid island, as well as dining by the waterfront or resting on the beach.
The colorful marina in Procida, Italy
Ischia – This rustic volcano island boasts breathtaking natural beauty. Ischia combines the old with the new – a charming castle alongside bars and boutiques. You can also enjoy the charming small villages, the beautiful gardens and picture perfect villas that fill this picturesque island.
A view of Sant’Angelo in Ischia island in Italy
Elba – This stunning island is the largest of the Tuscan Archipelago and is a true paradise full of clear blue water, green hills and beautiful beaches.
Lampedusa – One of Italy’s sunniest islands, which boasts one of the most beautiful beaches in Europe. The crystal clear waters are perfect for snorkeling and diving.
5 Best Places to Visit in Montenegro
How To Be A Hipster : A Guide For The Best Hipster Places for your Trip to Berlin
Coffee Tour of the Mediterranean – A Cup of Joe to Go!
Holiday in the Amalfi Coast or a Getaway to the Italian Riviera
What Type Of Traveller Are you?
Thank you for sharing these beautiful destinations with us. My (our) next stop is next year in August – “sunrise concert” in Ravello.
You have covered all the beautiful islands of Italy in this post. I like the Capri most.


Of those first downs, 5 came on the while 12 came through the air
a team with a winning record and are 7 their last 26 road .Buffalo 11 16 LB Rey Maualuga Wrist ?He added one block.General manager Dave Gettleman’s quote from the Senior Bowl has stayed with me this whole time.
all honesty, the Redskins wouldn’t have had a chance to beat the Colts even if Baugh, Sonny Jurgensen or Theismann was behind center.After .Lucchesi pitched well – 5 3 innings, two earned runs, zero walks, nine Ks – beating the Cubs his last time ouall goes as planned, he will get back a regular shoe this weekend, begin running May and go full-speed practices.


next two seasons.’
Longley began to play with the  in 1936. He also made a brief appearance with the affiliatedduring the same season. The following year, however, Longley returned to Memphis and began a long tenure with Red Sox, who joined the new Negro American League in 1937.
In 1942, Longley took a break from baseball and returned to Little Rock where he worked as a laborer. He also umpired Negro league games in Little Rock during the baseball season before returning to the Memphis Red Sox in 1943.
Py </s> G Data Total Security 2020, 1 Yearfull version
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Automatically back up your data locally on your PC or in the cloud. The password-protected backups ensure that your data is always protected. Use Google Drive or Dropbox for your data backup, or access a German cloud if you wish - with DriveOnWebis way, only people you really trust will access it. En the same way. Decrypt them without prior software installation using your secure password alone.
Determine who can use USB sticks, burners, hard drives and other Deviceson your PC. Access control lets you keep all your USB slots under control. This prevents malware from entering your computer via external storage media.
Clean it up: With our Browser Cleaner you remove annoying toolbars and add-ons from your Internet Explorer, Firefox or Chrome.
How G Data protects your path through the web
While receiving and sending e-mails
In addition to its own assessment with a database on the Internet - this is where the patterns of mass sent viruses and spam mails are recorded. In this way, G Data Internet Security closes the gap in real time combating it with specially adapted signatures.
The virus guard checks all files coming from the web. It stops infected documents, images, etc. as soon as they are downloaded, so even unnoticed downloads no longer pose a danger to you. Internet security is not only dependent on the hourly updated virus signatures. In addition to the signature scan, the software works with a cloud solution: This online repository collects properties of current files that contain malicious code. These properties are compared with those of your files - and you quickly find out if everything is secure. false posts and advertisements are not opened in the browser.
Regardless of the cloud, G Data Web Protection examines all the data sent to your computer to visit a website. This way it detects dangerous content before you open the page.
- Windows 10 / 8.x / 7: Min. 2 GB RAM (32- & 64-bit)
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- Original licence key G Data Total. </s> Dear One
as a practitioner of the runes, I also provide rune readings. These can be done live, via chat or e-mail. One reading goes for the price of €25.
as I am also a dreamworker, I also offer dream interpretations and if need be, this can be accompanied by a small rune reading. One dream interpretation goes for the price of €25.
the first attunement costs €50, the second one costs €50, and the third one costs €100. These can only be given physically.
for additional information, please e-mail droomkoning@yahoo.com </s> [If you have time a quick read of Matching engine for corporate bonds? will provide some background.]
Take two words "dig" and "dog". We know that by replacing the letter "i" in "dig" with the letter "o" we get "dog", so they are one letter apart. Or for "door" and "roar" we would have to substitute "d" for "r" and "o" for "a" so they are two letters apart. More generally, this is called "Levenshtein distance" and is used in many internet technology applications - think of the way that search engines will suggest words to you that are corrections - an application of Levenshtein distance.
So, what's the relevance to bond funds? Let's take a worked example. Imagine that below shows us two sets of holdings in two different bond funds. On the left is Portfolio One and on the right Portfolio Two. The letters represent different ISINs (and at the bottom of the table, currencies) and the numbers the value of the holding expressed in a common base currency, here GBP.
We can see that both portfolios are valued at £360m and a visual inspection will show that both funds hold £10m each of bonds C and E


Title Uncle Petes 7,piano, several chairs, and two large Asian style vases in front of a fireplace at / 717 / Uncle Petes parlor / Fair light, / counted 75 2 secs / for window / D.L. / 8.45 A.M / 50 ft /usten, Peter Townsend Catalog Number 50.015.5209.


If you've watched The Crown or spent a lot of time reading about British monarchs, you might be awares—the most recent example was Queen Elizabeth II's mother, who was known as Queen Elizabeth after her husband assumed the throne. The technical phrase is queen consort, where consort basically means that you gained your title through marriage. Why, then, did Prince Philip— not become King Philip (or king consort) after his wife's coronation?


Low voter turnout and an approaching storm could bring Tuesday’s 2nd District primary down to a close call. Who will win the seat vacated by Jesse Jackson Jr. in November? Follow our coverage all day of the special election.
As It Happened: 2nd District Special Election
Wednesday, Feb 27, 2013 Updated at 12:20 AM CDT


A. Neumann, Navarro, L., Escrich, P., and Baig, R., “Receiver-driven routing for community mesh networks”, in 5thOTMESH 2013), Madrid/Spain, Madrid, Spain, 2013.


During this past month I have had such a wonderful time attending my book signings and meeting with new readers!On July 19th I participated in a Meet the Author Night at The Green Plum in Newburyport, MA. It was a fantastic night northern shore as well as those from New Hampshire. THREADS did very well in that shop and the ambiance was second to none. The Green Plum will continue to sell THREADS in their shop and we are currently planning a fall themed event!
I am currently preparing for my first book signing at a Barnes and Noble!I will be at the Barnes and Noble in Kingston, NY on August 17th!
The Fall has a whole another group of events to look forward to and I can't wait to share them with all of you. I am also in the beginning stages of preparing for another book release TBA!
Since May, THREADS has had a major surge in exciting news!On May 11th, Re-Inspired, a beautiful shop located in Southwick, MA hosted a wonderful Mother's Day event, a book signing. It was well received and they did an incredible job with refreshments and ambiance!They are now selling my book to the public!
But it did not end there!On July 1st THREADS was invited to be sold in a dream establishment!Primavera Newport located on Bowen's Wharf in Newport, RI will now be carrying THREADS!
Now there are more wonderful upcoming events are on this summer horizon!
Next on the tour, BARNES AND NOBLE in Kingston, NY will be hosting a book signing on Saturday, August 17th from 1:00 - 3:00!What another incredible venue to share the inspiration of THREADS!
Please feel free to visit me at any of these events and be a part of the journey of THREADS!I look forward to seeing you there!
"Too often we only examine our life in retrospect. We us the benefit of hindsight to contemplate our past motivations and glean meaning from our previous struggles. For many, the patterns of our lives appear as only random zigzags of emotion and knowledge. But what if armed with the simple understanding that our lives are a complex and beautiful tapestry of experiences and connections, we could learn how to alter our paths and better understand our own unique purpose."
What gets you through the winter?For me, its sitting in my office, snuggled on my favorite chair with my comfy throw, hot mug of tea or cocoa, my comfort buddy hanging by my side and a really good book!
Why not give yourself the chance to snuggle up with a book that will warm the heart and inspire the soul?
I was able to hold this tangible object and feel the pages and see the prose before me, instead of on a computer screen or floating about in my head waiting to be born. With that release, I experienced invitations to speak, an incredibly successful book signing and an outpouring of love and support from so many in my life. A George Bailey moment from "It's a Wonderful Life."
Now I prepare to see what the new year has planned for me. I hope for further success with THREADS and possibly a second book in the works!But for me now, I embrace the journey and enjoy the ride!
Well, it has been almost 1 month since the release of my first book THREADS!
Lastly, I am very excited about one more milestone to end this first month of firsts!I will be having a MEET THE AUTHOR/BOOK SIGNING on Thursday evening, December 6, 2018, at Casa Di Lisa in Agawam, MA. It is a casual open house event held from 7:00 – 8:30 PMbring your book or simply purchase a book and I will be happy to inscribe and sign!
Threads has been released and it has been quite the week!
As for my first week of officially becoming an author, it was epic!


Congratulations Claire Lomas!
No Comments on Congratulations Claire Lomas!
There are inspirational people and then there are inspirational people!
No Comments on Moving forward Claire is now married and has two children Maisie and Chloe. What a remarkable story!


DALLAS--(BUSINESS WIRE)--Hilltop Holdings Inc. (NYSE: HTH) (“Hilltop”) today announced financial results for the first quarter 2021. Hilltop produced income from continuing operations to common stockholders of $120.3 million, or $1.46 per diluted share, for the first quarter of 2021, compared to $46.5 million, or $0.51 per diluted share, for the first quarter of 2020. Hilltop’s financial results from continuing operations for the first quarter of 2021 reflected a significant increase in mortgage origination segment net gains from sale of loans and other mortgage production income, while the first quarter of 2020 results included a build in the allowance for credit losses associated with the impact of macroeconomic forecast assumptions attributable to the market disruption and economic uncertainties caused by COVID-19.
Including income from discontinued operations related to the former insurance business, income applicable to common stockholders was $120.3 million, or $1.46 per diluted share, for the first quarter of 2021, compared to $49.6 million, or $0.55 per diluted share, for the first quarter of 2020.
Hilltop also announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share, payable on May 28, 2021, to all common stockholders of record as of the close of business on May 14, 2021. Additionally, during the first quarter of 2021, Hilltop paid $5.0 million to repurchase an aggregate of 149,878 shares of its common stock at an average price of $33.01 per share pursuant to the 2021 stock repurchase program. These shares were returned to the pool of authorized but unissued shares of common stock.
The COVID-19 pandemic has negatively impacted financial markets and overall economic conditions, and is expected to continue to have implications on our business and operations. The extent of the impact of COVID-19 on our operational and financial performance for the remainder of 2021 is dependent on certain developments, including, among others, the ongoing distribution and effectiveness of vaccines, government stimulus, the ultimate impact of COVID-19 on our customers and clients, potential further disruption and deterioration in the financial services industry, including the mortgage servicing and commercial paper markets, and additional, or extended, federal, state and local government orders and regulations that might be imposed in response to the pandemic, all of which are uncertain.
Jeremy B. Ford, President and CEO of Hilltop, said, “Hilltop’s results in the first quarter reflect the focus of our teammates across Hilltop on serving our clients and executing on our strategic initiatives. The mortgage origination segment had another exceptional quarter, generating $6.2 billion of production volume, a year-over-year increase of 71%, and $93 million of pre-tax income. The banking segment generated $65 million of pre-tax income, including a $5 million reduction in credit reserves, and delivered an efficiency ratio below 50%. The banking team also continued to support its clients through the origination of approximately $200 million of additional PPP loans, bringing the total PPP originations since the inception of the program to approximately $900 million. Additionally, the broker-dealer segment generated $18 million of pre-tax income, as its structured finance and public finance services businesses produced revenue growth versus the prior year in a very volatile interest rate market.
“Overall, we are very pleased with the strong start to 2021, as our diversified, yet integrated, business model continues to generate solid results for our shareholders. At Hilltop, we are focused on value creation over the long-term and will continue to make investments in people and technology for prudent future growth.”
First Quarter 2021 Highlights for Hilltop:
For the first quarter of 2021, net gains from sale of loans and other mortgage production income and mortgage loan origination fees within our mortgage origination segment was $310.2 million, compared to $179.0 million in the first quarter of 2020, a 73.3% increase;
Mortgage loan origination production volume was $6.2 billion during the first quarter of 2021, compared to $3.6 billion in the first quarter of 2020.
The reversal of credit losses was $5.1 million during the first quarter of 2021, compared to a reversal of credit losses of $3.5 million in the fourth quarter of 2020;
The reversal of credit losses during the first quarter of 2021 primarily reflected improvements in loan portfolio macroeconomic forecast assumptions from the prior quarter, partially offset by slower prepayment assumptions on certain portfolios, changes in risk rating grades and updated realizable values.
Hilltop’s consolidated annualized return on average assets and return on average equity for the first quarter of 2021 were 2.90% and 20.58%, respectively, compared to 1.47% and 9.38%, respectively, for the first quarter of 2020;
Hilltop’s book value per common share increased to $29.41 at March 31, 2021, compared to $28.28 at December 31, 2020;
Hilltop’s total assets were $17.7 billion at March 31, 2021, compared to $16.9 billion at December 31, 2020;
Loans1, net of allowance for credit losses, were $7.1 billion at both March 31, 2021 and December 31, 2020;
Includes supporting our impacted banking clients through funding of over 3,950 loans through both rounds of the Paycheck Protection Program, or PPP, with a remaining balance of approximately $492 million as of March 31, 2021, compared to approximately $487 million as of December 31, 2020;
Through April 16, 2021, the SBA had approved approximately 2,270 initial round PPP forgiveness applications from the Bank totaling approximately $420 million, with PPP loans of approximately $185 million pending SBA review and approval.
Non-performing loans were $79.9 million, or 0.77% of total loans, at March 31, 2021, compared to $79.9 million, or 0.76% of total loans, at December 31, 2020;
We further supported our impacted banking clients through the approval of COVID-19 related loan modifications of approximately $1.0 billion, resulting in a portfolio of active deferrals that have not reached the end of their deferral period of approximately $130 million as of March 31, 2021, compared to approximately $240 million in active deferment as of December 31, 2020;
While the majority of the portfolio of COVID-19 related loan modifications no longer require deferral, such loans may continue to represent elevated risk, and therefore management continues to monitor these loans;
The extent of these loans progressing into non-performing loans during future periods is uncertain.
Loans held for sale decreased by 8.9% from December 31, 2020 to $2.5 billion at March 31, 2021;
Total deposits were $11.7 billion at March 31, 2021, compared to $11.2 billion at December 31, 2020;
Hilltop maintained strong capital levels2 with a Tier 1 Leverage Ratio3 of 13.01% and a Common Equity Tier 1 Capital Ratio of 19.63% at March 31, 2021;
Hilltop’s consolidated net interest margin4 decreased to 2.69% for the first quarter of 2021, compared to 2.71% in the fourth quarter of 2020;
For the first quarter of 2021, noninterest income from continuing operations was $417.6 million, compared to $271.7 million in the first quarter of 2020, a 53.7% increase;
Hilltop’s effective tax rate from continuing operations was 23.4% during the first quarter of 2021, compared to 23.1% during the same period in 2020.
On June 30, 2020, Hilltop completed the sale of National Lloyds Corporation, or NLC, which comprised the operations of its former insurance segment, for cash proceeds of $154.1 million. During 2020, Hilltop recognized an aggregate gain associated with this transaction of $36.8 million, net of transaction costs. Accordingly, insurance segment results and its assets and liabilities have been presented as discontinued operations. The resulting book gain from this sale transaction was not recognized for tax purposes pursuant to the rules promulgated under the Internal Revenue Code.
Note: “Consolidated” refers to our consolidated financial position and consolidated results of operations, including discontinued operations and assets and liabilities of discontinued operations.
1 “Loans” reflect loans held for investment excluding broker-dealer margin loans, net of allowance for credit losses, of $519.9 million and $436.8 million at March 31, 2021 and December 31, 2020, respectively.
2 Capital ratios reflect Hilltop’s decision to elect the transition option as issued by the federal banking regulatory agencies in March 2020 that permits banking institutions to mitigate the estimated cumulative regulatory capital effects from CECL over a five-year transitionary period.
3 Based on the end of period Tier 1 capital divided by total average assets during the quarter, excluding goodwill and intangible assets.
4 Net interest margin is defined as net interest income divided by average interest-earning assets.
Consolidated Financial and Other Information
Assets segregated for regulatory purposes
Available for sale, at fair value, net
Held to maturity, at amortized cost, net
Equity, at fair value
Loans held for investment, net of unearned income
Loans held for investment, net
Broker-dealer and clearing organization receivables
Broker-dealer and clearing organization payables
Deferred compensation employee stock trust, net
Total Hilltop stockholders' equity
(in 000's, except per share data)
Net gains from sale of loans and other mortgage production income
Mortgage loan origination fees
Securities commissions and fees
Investment and securities advisory fees and commissions
Employees' compensation and benefits
Income attributable to Hilltop
Earnings from discontinued operations
Net interest margin (taxable equivalent) (3):
Shares outstanding, end of period (000's)
Dividend payout ratio (4)
Accretion of discount on loans ($000's)
Net recoveries (charge-offs) ($000's)
Employees' compensation and benefits ($000's)
Net revenue ($000's) (5)
Variable compensation expense ($000's)
Compensation as a % of net revenue
Mortgage loan originations - volume ($000's):
Total mortgage loan originations - volume
Mortgage loan sales - volume ($000's)
Net gains from mortgage loan sales (basis points):
Impact of sales to banking segment
Mortgage servicing rights asset ($000's) (7)
(1) Ratios and financial data presented on a consolidated basis. For all 2020 periods presented, information includes discontinued operations and as of March 31, 2020 those assets and liabilities of discontinued operations
(2) Net interest margin is defined as net interest income divided by average interest-earning assets.
(3) Net interest margin (taxable equivalent), a non-GAAP measure, is defined as taxable equivalent net interest income divided by average interest-earning assets. Taxable equivalent adjustments are based on the applicable 21% federal income tax rate for all periods presented. The interest income earned on certain earning assets is completely or partially exempt from federal income tax. As such, these tax-exempt instruments typically yield lower returns than taxable investments. To provide more meaningful comparisons of net interest margins for all earning assets, we use net interest income on a taxable-equivalent basis in calculating net interest margin by increasing the interest income earned on tax-exempt assets to make it fully equivalent to interest income earned on taxable investments. The taxable equivalent adjustments to interest income for Hilltop (consolidated) were $0.2 million, $0.3 million, $0.3 million, $0.3 million, and $0.3 million, respectively, for the periods presented and for the banking segment were $0.2 million, $0.2 million, $0.2 million, $0.2 million, and $0.2 million, respectively, for the periods presented.
(4) Dividend payout ratio is defined as cash dividends declared per common share divided by basic earnings per common share.
(5) Net revenue is defined as the sum of total broker-dealer net interest income and total broker-dealer noninterest income.
(6) Pre-tax margin is defined as income before income taxes divided by net revenue.
(7) Reported on a consolidated basis and therefore does not include mortgage servicing rights assets related to loans serviced for the banking segment, which are eliminated in consolidation.
Tier 1 capital (to average assets):
Common equity Tier 1 capital (to risk-weighted assets):
Tier 1 capital (to risk-weighted assets):
Total capital (to risk-weighted assets):
Non-Performing Assets Portfolio Data
Loans accounted for on a non-accrual basis ($000's) (1):
Troubled debt restructurings included in accruing loans held for investment ($000's)
Non-performing loans as a % of total loans
Other real estate owned ($000's)
Other repossessed assets ($000's)
Loans past due 90 days or more and still accruing ($000's)
(1) Loans accounted for on a non-accrual basis do not include COVID-19 related loan modifications. The Bank’s COVID-19 payment deferral programs allow for a deferral of principal and/or interest payments with such deferred principal payments due and payable on the maturity date of the existing loan. During the first quarter of 2021, the Bank’s actions included approval of COVID-19 related loan modifications, resulting in active loan modifications of approximately $130 million as of March 31, 2021, down from approximately $240 million as of December 31, 2020. The extent to which these measures will impact the Bank is uncertain, and any progression of loans, whether receiving COVID-19 payment deferrals or not, into non-accrual status, during future periods is uncertain and will depend on future developments that cannot be predicted.
Net Interest Margin (Taxable Equivalent) Details (1)
Loans held for investment, gross (2)
Investment securities - taxable
Investment securities - non-taxable (3)
Federal funds sold and securities purchased under agreements to resell
Interest-earning assets, gross (3)
Notes payable and other borrowings
Net interest income (3)
(1) Information presented on a consolidated basis. For the three months ended March 31, 2020, information includes discontinued operations and those assets and liabilities classified of discontinued operations.
(2) Average balance includes non-accrual loans.
(3) Presented on a taxable-equivalent basis with annualized taxable equivalent adjustments based on the applicable 21% federal income tax rates for the periods presented. The adjustment to interest income was $0.2 million and $0.3 million for the three months ended March 31, 2021 and 2020, respectively.
Hilltop will host a live webcast and conference call at 8:00 AM Central (9:00 AM Eastern) on Friday, April 23, 2021. Hilltop President and CEO Jeremy B. Ford and Hilltop CFO William B. Furr will review first quarter 2021 financial results. Interested parties can access the conference call by dialing 1-877-508-9457 (domestic) or 1-412-317-0789 (international). The conference call also will be webcast simultaneously on Hilltop’s Investor Relations website (http://ir.hilltop-holdings.com).
Hilltop Holdings is a Dallas-based financial holding company. Its primary line of business is to provide business and consumer banking services from offices located throughout Texas through PlainsCapital Bank. PlainsCapital Bank’s wholly owned subsidiary, PrimeLending, provides residential mortgage lending throughout the United States. Hilltop Holdings’ broker-dealer subsidiaries, Hilltop Securities Inc. and Momentum Independent Network Inc., provide a full complement of securities brokerage, institutional and investment banking services in addition to clearing services and retail financial advisory. At March 31, 2021, Hilltop employed approximately 4,980 people and operated approximately 430 locations in 47 states. Hilltop Holdings’ common stock is listed on the New York Stock Exchange under the symbol “HTH.” Find more information at Hilltop-Holdings.com, PlainsCapital.com, PrimeLending.com and Hilltopsecurities.com.
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements anticipated in such statements. Forward-looking statements speak only as of the date they are made and, except as required by law, we do not assume any duty to update forward-looking statements. Such forward-looking statements include, but are not limited to, statements concerning such things as our plans, objectives, strategies, expectations, intentions and other statements that are not statements of historical fact, and may be identified by words such as “anticipates,” “believes,” “building,” “could,” “estimates,” “expects,” “extent,” “focus,” “forecasts,” “goal,” “guidance,” “intends,” “may,” “might,” “outlook,” “plan,” “probable,” “progressing,” “projects,” “seeks,” “should,” “target,” “view,” “will” or “would” or the negative of these words and phrases or similar words or phrases. The following factors, among others, could cause actual results to differ materially from those set forth in the forward-looking statements: (i) the COVID-19 pandemic and the response of governmental authorities to the pandemic, which have caused and are causing significant harm to the global economy and our business; (ii) the credit risks of lending activities, including our ability to estimate credit losses, as well as the effects of, and trends in, loan delinquencies and write-offs; (iii) effectiveness of our data security controls in the face of cyber attacks; (iv) changes in general economic, market and business conditions in areas or markets where we compete, including changes in the price of crude oil; (v) risks associated with concentration in real estate related loans; and (vi) changes in the interest rate environment and transitions away from the London Interbank Offered Rate. For further discussion of such factors, see the risk factors described in our most recent Annual Report on Form 10-K, and subsequent Quarterly Reports on Form 10-Q and other reports that are filed with the Securities and Exchange Commission. All forward-looking statements are qualified in their entirety by this cautionary statement.


Pullman-built push-pull coaches will become available as they are retired by the L.I.R.R. in late 1998 and early 1999.
The group consists of 118, 123 and 138 seat coaches (some with toilets, some without). Represented are cars from Pullman lot 6961 (standard coaches built in 1955 and 1956), lots 6962-64 (former MU coaches, converted to push-pull by LIRR in the 1970s), and lot 7014 (former MU, converted in the 1970s--example shown at right).
[Lot number 7014 - 18 MU trailers, and lot 7014A - 12 MU cab cars, both were from plan 53440. By 1973, all cars were converted for diesel push pull service. These cars were numbered in the 2500 and 2600 series, built 1964. Info: Pullman Standard Library vol.10]
In 1999, some bar and parlor cars will become available as they leave service. Some cars have onboard generators. All are air conditioned.
All cars are currently on the active roster, are currently being maintained, and are up-to-date with inspections. Ideal for a tourist line, start-up commuter line, or dinner train, their straightforward design makes them ideal candidates for reconfiguring, upgrading, installation of new windows, etc.
Prices: $15,000 for non-generator cars, $20,000 for generator-equipped cars. Discounts are available (substantial discounts for early orders), brokers welcome.


The Water-Bearer in Relationships
Nor for that matter is Aquarius. AquariIn the case of Aquarius: original, but still traditional.. They like change so much, they don’t stop doing it. Sometimes it’s to Aquarius’ liking, and sometimes not..
Aquarius Compatibility:


t "performance" is all about. At the same moment, "performativity"--a new concept in language theory--has become a ubiquitous term in literary studies. This volume grapples with the nature of these two key terms whose traces can be found everywhere: in the theatre, in the streets, in philosophy, in questions of race and gender, and in the sentences we speak.


Tn) is a joint UNDP-UN Environment, FAO, and UN Women initiative that seeks to deliver technical advice, advocacy and knowledge products (KP) for core government businesses, policies and plans in the environment, natural resources (ENR) and related sectors. It seeks to leverage agricultural production and gender equality to help build resilience of households to shocks and to address food security and poverty alleviation thrD, which
The EP&D in collaboration witeek to use part of the proceeds under the Poverty-Environment Action Project (PEA) to procure consulting services for undertaking a Cost-Benefit Analysis (CBA) of Implementing Urgent Adaptation Priorities Through Strengthened Decentralized and National Development Plans (ADAPT PLAN) project to assess its impact on livelihoods of intended beneficiaries in a gender disaggregated manner. This assignment is part of a continuous undertaking within the PEA project to assess gaps, achievements and effectiveness of projects through targeted gender desegregated data generation and analyses.


and minerals from your digestive tract.
The most prevalent cause of weak bones and joints is nutritional deficiency. This is not just from dietary insufficiency, but also from underlying illness and natural body chemical and hormonal imbalances that have developed from years of nutritional misuse.
Initiallys well as carrying out a physical examination for bone tenderness, swelling or redness.
Blood tests may be performed, along with imaging studies, x-rays and ultrasound where deemed necessary.
A balancedyou to maintain all round good health.
Millions of medications are prescribed each year, but most (if not all) have underlying side effe </s> We are in the final few weeks of Oregon’s 2017 Legislative Session! As this newsletter goes to press, we are anxiously awaiting the finalization and passage of SB 5516, which is the “Grant-in-Aid” budget for the Oregon Department of Education. This bill contains the budgetservices, as well as the budgets for other early childhood programs.
In the time that remains, Legislators are facing difficult decisions as they finish working agency budgets and funding a limited amount of policy bills with fiscal impact. Efforts to look at different solutions for generating more revenue for the state, such as through corporate tax reform and implementation of a “commercial activity tax” were unsuccessful this session, despite much effort and attention during the past few months. These efforts to fix the structural problems in our state budget are expected to resume again in the next “long” legislative session in 2019.
We are hopeful that legislators will be able to fund EI/ECSE services at Current Service Level plus allocate some additional resources in order to provide children with an amount of services that is closer to “recommended service levels.” We are also hopeful legislators have figured out a way to avoid making cuts to other programs across the early childhood system.
We will share more budgeto all for your advocacy in support of EI/ECSE Services. Your efforts to share your stories and educate legislators about the positive impact these programs have on the lives of families has made a huge difference this session, and we are extremely grateful.
Huge thanks to all who participated in our Statewide Photo Rally during this legislative session. The photos and stories from across the state that were shared on our social media by families and providers brought great joy to many, and were an amazing tribute to the impact of these programs on the lives of children and families.
Have an EI/ECSE story to tell? It’s not too late . . . share it on our Facebook page!
Children from birth to age three who qualify for services receive Early Intervention (EI) services, which are generally provided in the family’s home or in a childcare setting. These services are designed to how they can best support their child. Using a parent coaching model, specialists focus on teaching the family strategies to promote the child’s development and learning throughout the day. Depending on need, children can receive speech and language therapy, behavior and social skills training, specialized equipment and materialsChildren from age three to five who qualify for services receiv, which are designed to promote learning and early skill These services provide support, consultation and training to the teachers, caregivers and parents who workonsultation and training, services may also include preschool classes,Emphasis in ECSE services is given to serving children in inclusive settings where they arle. Specialists focus on the child’s laggd readiness for kindergarten. Depending on the child’s need, these services may be provided in family homes, in community preschools like Head Start, Oregon Pre-K and Preschool Promise, or in specialized preschools that are operated by ECSE programs.
In 2009, legislators requested that the Oregon Department of Education (ODE) develop a model for what should be the “recommended level of service” that children should get in these programs depending on age and level of need. Unfortunately, the legislature has not been able to fully fund these programs at the recommended service level since that time. This creates challenges as these programs provide individualized services to all eligible children within set budgets that are already inadequate, and in addition they are also required to serve increasing numbers of newly eligible children that come into the programs within those same existing budgets.
Only 28.3% of children in Early Intervention receive the recommended level of service.
Only 2.1% of high needs children in ECSE receive the recommended level of service.
Despite these funding challenges, the dedicated professionals and specialists who provide thesdo an incredible job helping Oregon children experiencing disability get ready for kindergarten and beyond.
February 23, 2017 Informational Hearing on “Early Intervention in Special Education” before  and supporting presentation materials.
SICC EI/ECSE 2015-16 Annual Report to the Governor.
At its recent 9th Annual Make It Your Business Luncheon, the Children’s Institute shared two new slideshows that feature EI/ECSE Programs as among several important early childhood programs in Oregon that are helping young children learn, thrive and succeed. These slideshows do a great job of showing how early childhood programs work together as a system to support children and families. Take a few minutes to check them out!
Oregon’s Early Learning Opportunity is a data-packed slideshow on what Oregon can do to help young children learn, thrive, and succeed.
Ready by 3rd is a slideshow featuring kids and families benefiting from home visiting servicespreschool.
A quick Google search on “summer fun ideas” will reveal an overwhelming number of resources, lists and articles available to help you plan fun summer activities with your kids. Many of these ideas and activities are designed to prevent the dreaded “summer slide,” which is when skills children
Setting a goal of doing one fun thing a day, whether it’s something simple like reading a story together or perhaps a bigger adventure like going to a museum, is a great way to ensure you have special time each day to really connect with your children.
There have been some great blog posts written recently by parents who have children experiencing disability! One very savvy mom whose daughter received EI/ECSE services and is now 11 shares a wealth of ideas and information in her blog post about how they plan a fun and stress-free summer. Another mom whose child was in ECSE services shares her six-year old son’s love of the great outdoors in her blog post and how slowing down the pace of their life and getting out in nature works well for their family.
Catch bugs and look at them with a magnifying glass.
Get outside and take a walk or play at a playground


Caspian Gulls somewhere on the North Sea – 20141123 By Maarten van Kleinwee November 24, 2014 larus cachinanns adult larus cachinnans larus cachinnans 3cy Images of 2 Caspian Gulls Larus cachinnans, seen during a paleagic trip on the southern part of the North Sea off the Dutch coast, 23 November 2014. Bird #1 – Adult Bird #2 – 3rd-calendar year type Bird #1 and #2 ted


Vince Cablenited Kingdom’s Liberal Democrats (2017– 2019). Having previously held the posts of deputy party leader (2006–10) (2010–15).
Personal Debt & Banking
So Book Vince Cable Today
Cable’s warnings that levels of personal debt were too high and the banking systems of the UK and US were heading for trouble, prompted many in his party to encourage him to run for leader. But he declined to stand and remained deputy leader under Nick Clegg. When themed, after the May 2010 general election; Cable joined the cabinet and soon after resigned from his post as deputy leader.
Gallery image with caption: Michael Vaughan
Gallery image with caption: Dr Phil Hammond
Gallery image with caption: Joan Bakewell
Gallery image with caption: Margaret Mountford
Gallery image with caption: Tori James
Gallery image with caption: Adam Kay
Gallery image with caption: Michelle Mone
Gallery image with caption: Steve Bull


- Anin Meister's Gallery
- A Random Avi
- super gorda - 06/25/2011
- thanks for the awesome comment on my drawing. you asked my process of coloring, if you want, you can pm and i'll tell you (ooh secretive) its just I'm not good at making explanations and didnt wanna write a whole thing out in a comment ^^
- Mr-BoxerPants - 05/19/2010
- HAZA!!! <: D
- Thanks for makign one of my sketches ur fave...
- hey i made my first comic :3
- hey how do u make ur comics in a readable size btw i might make mini comics :3


"I put progressive in front of that diversity, because I see it as something that …is about moving forward, promoting change and improving our current diverse industry"
"But don't play into this phenomenon of "job title, scope creep" ts."
"Technological systems are evolving at a really great pace, and we really need to ensure that humans are not an afterthought."


Iny’sÃ¢â?¬â?largely telephone companiesÃ¢â?¬â?


"We're 2-deep talent-wise at every spot in the lineup, and if the pitching comes around like I expect it to, we're going to put a very competitive team on the field each and every game."
"Those two, along with Wyatt (Olson), are also real solid defensively. Wyatt is as good a centerfielder as I've seen. I don't know how many extra-base hits he took away last year."
"We're not going to wow you, by any means, pitching-wise, but we've got four or five guys I'm very comfortable with putting out there that are going to keep us in games."


Europe aims to be the first climate-neutral continent by becoming a modern, resource-efficient economy plan, zero pollution, plan for a future ready economy, new industrial strategy, circular economy and clean technologies.
Who's in charge of this challenge?
WEP is the European Network Association representing, promoting and supporting women entrepreneurs across Europe.
Ensure the involvement of entrepreneurs in Europe, with the support of WEgate platform, in particular with regard to the Green Deal and a sustainable recovery;
Sustainability includes economic, environmental and social elements.
The Green Deal, the Recovery, and Women’s Entrepreneurship are inextricably intertwined.
Special focus on effects of Covid-19 on rural and agricultural women, and entrepreneurship as a potential way forward;
The potential for women in agriculture and rural communities to bring new, innovative products and services on the market and which contribute to the recovery;
Specific ways in which the Green Deal and the Recovery programme can support women in agriculture and rural communities to develop their entrepreneurial skills, and the sustainability benefits in doing so.
Recognition of the need to level the playing field for women in agriculture and rural communities to make the most of their potential and reap the benefits of their contributions.
Increasing social, economic and environmental sustainability in Europe and beyond
Raising the profile and need to do more in support of women entrepreneurs
Ensure women entrepreneurs are interconnected with Green Deal and mainstreamed in Recovery
Empowering women to consider starting green/sustainable businesses
Promoting more sustainable agricultural production and rural businesses
We are organizing our next event, please stay in touch to discover more about our news and calendar.
View our last seminar: Green and Digital Transition
La partecipazione delle donne al Green Deal – opportunità per un’emancipazione economica 09/12/2021 at 10h online : https://futureu.europa.eu/processes/GreenDeal/f/2/meetings/100024
FINAL  OUTPUT: Report on WISE4Challenges research presented by WEP to Copa Women’s Committee
Take our survey  help us better understand people’s needs. Select your language.
Grazia Rendo  is an Italian entrepreneur, who previously worked for 15 years as Manager for an important Italian construction company.
She has been, since January 2009, the majority founder of Orchidea s.r.l., an Italian film and television company.
She has been awarded also  with  her first feature film ,at Houston film Festival in 2011.
Committed in financial  topics, she is ” Impulse4women”ambassador , a matchmaking platform to connect female led tech startups and social impact projects with  investors.
From 2011 she has been part of an Italian network financed by DG Enterprise for mentoring women entrepreneurs (BE-WIN).
On 2009  Grazia Rendo undertook the role of Ambassador for female entrepreneurship project, with Women Ambassadors Italy ( WAI).
She became in 2009   Board member of Unesco’ Intercultural Euro Mediterranean Centre,Greece whose goal is develop cultural cooperation among inhabitants of the Mediterranean Area.
Grazia Rendo was also”Laboratorio Donna”Board member,no profit Italian Association aiming to  assist female prisoners by teaching skills on craftwork and  other forms of  handy  work.
Contact Grazia Rendo about this Challenge.
Want to know more about WEP?
This project has received funding from the European Union under grant agreement COMM/SUBV/2020/E/0077. The content published on this website and related social media accounts, reflects only the author’s view. The Parliament is not responsible for any use that may be made of the information it contains.


One in five prisoners out of their cells for less than two hours a day
By Raffaella Culora
26 October 2020 | 7:17 am
Too many prisoners were spending much of their lives ‘locked in shared, overcrowded, insanitary cells’, according to the outgoing his fifth and final report, Peter Clarke noted that almost one in five adult male prisoners (19%) told inspectors that theon weekdays, including 32% in men’s local prisons.
‘ P,’ Clarke wrote.
Heavy restrictions, such as prisoners’ time out of cells being limited to 30 minutes a day, were placed on prisons in March in response to the pandemic. The report makes the case for alternative solutions to be found to protect prisoners from Covid without restricting them so severely. Clarke reported that ‘the number of prisoners reporting that their mental health deteriorating over the past few months is increasing’.
HPrison Service when providing information on the state of these restrictions in their prisons and said it ‘would be helpful if… their default position wasn’t one of defensiveness but much more open engagement of the problems and issues’. For example, he highlighted the reintroduction of social visits to most prisons but noted that in many cases these were of lower quality and rarely used. When Erlestoke Prison was inspected, only two of its 28 visit slots of the day had been filled.
Clarke also identified the prison system’s deep-rooted ‘systemic weaknesses’ and that long-standing issues such as illicit drugs, poor conditions and lack of safety ‘wicy’. ‘When the immediate crisis is over, there will still be an urgent need to address the serious issues that adversely affect the safety and decency of our prisons, the opportunity they offer for rehabilitation and their contribution to reducing reoffending,’ he said.
Clarke reported progress at HMP Liverpool which had been ‘the subject of one of the most damning inspection reports in recent years’. ‘When I returned to Liverpool in September 2019, the prison was almost unrecognisable. The filth and vermin had gone, and prisoners were no longer being held in degrading, squalid conditions,’ he said.
Author: Raffaella Culora
Raffaella is a final year History student at Warwick University with an interest in journalism and social justice. She is a Justice Gap reporter
Most prisoners spending ‘at least’ 23 hours a day in…


The federal government is raising the tax on cigarettes from .39 to 1.01 per pack to finance President Obama's plan to provide health care to uninsured children. Whether you smoke or not, do you think this is unfairly singling out one segment of society to pay for another?
Now this is just MY opinion, but I think it's fair. I have to deal with smokers passing on their toxins and contributing to second king, and THEY don't think they should pay for my suffering? They just want to light up wherever they feel (in front of doorways, in restaurants, cars, etc.).
I hope this will encourage them to either quit or help them realize that what they do affects others. My husband is a smoker and I hope he gets tired of paying more for his filthy cigs because it's bad for the people around you and we are the ones who have to deal with the health risks AGAINST our will, so yeah they should pay for it. against theirs. Answer by
I think they are going to tax alcohol also. But not to the same extreme. It is for children 14 and under, why this age to cap out at? Why not 17 instead?
- no. smoking is a choice, not a segment of society.
to pay for another? no- because smoker's kids aren't exempted from the program.
They could be paying for their own kids health care.
The program isn't covered under the Constitution, and you could make your argument that way, but the way you argued your point is flawed.
But it's not going specifically to people who are harmed by second-hand smoke. If it were I could see some sense to it.
Yes. They should not tax an ADDICTION. Smokers don't want to smoke most of the time, it just has hold of them and they can't break free. I don't know what they should tax instead, maybe junk food and lower the price of fresh produce. And charge extra for using the drive thru at fast food chains. lol
You mean they have raised the cig tax. Smoking is not a necessity in life. They should have raised taxes on beer, wine and liquor too.
I do not smoke, I am glad the raised taxes on Cigs.
and if smoking is so unhealthy they should just make it illegal. plain and simple. yes i'm a smoker and i feel this way!
I want to know what happens when a bunch of smokers quit. My husband and I quit because it got too expensive and for health reasons. I'm sure we aren't the only ones who have. Now... wheres the tax money?
Finally, a follow-up to NY businessman who beheaded wife


We are proud to say, that our company has developed into one of the leading factories in this product division. Many years of product experience and our innovative corporate strategy and company policy guarantee a highly developed range based on future oriented production techniques.
This allows us to accept our customers’ changing needs and their endeavour for individual products and designs and even the craziest ideas can be converted into reality. You desire, we deliver!
Isn’t it great just to be gorgeous? Find beautiful designs and applications.  Just be fashionable and out of any limit. Realise your fancy ideas for decorative applications. IQlooks™ will bring a new view into the world of fashion and design every season. Sweet and lovely or bizarre and funky. Everything fashion will bring up, you will find at first in our collection. We travel the world to find the latest inspiration to transfer these impressions into trimmings and badges. Be surprised, be curious. It will be worthy.
Just having a nice design – it doesn’t matter if in fashion or in active sports – is not enough in  the long run. IQperform™ products will bring you extra performance and value to your garment. Just apply the items. You will find a wide range of technologies making your superb product even a bit better, e.g. caretransfers to iron into garment, finally getting rid of the old fashion care labels disturbing everybody.  Besides this you will also find elastic and breathable products in this range. Out-perform the standard bringing extra performance and value into your range.  You have the challenge, we have the solution. If not ready, we will find one for you.
IQseen™ is the brand for high reflective materials. With an even distribution around the body this material will make the wearer visible at a distance up to 160 meters. IQseen™ silver reflective materials fulfil the requirements of the EN20471 and Oekotex. Millions of glass beads reflect the light back to its source. The wearer of the product becomes more visible and the motorist gets more time to react. This makes the difference! Clearly visible! Beside the reflective fabric and transfer films in several qualities, you will find a wide range of converted products starting with pipings to ribbons followed by logos and transfers. For sure you will find a technology matching your needs.
We exit regularly at the major industry fairs. For getting a personal insight into the quality of our products and the variety of our range, please visit us in- house or at our exhibition stand.


They're a curious hotch-potch of a band, Thriller, and their song is fitting to their random bus queue of a style. It starts off with the long slow build up of an Ibiza rave tune, but just when you're expecting it to break into the high energy pick up...well...


Garbage collection fees will change in Riga. opportunity to reduce costs – sorting – Nature, ecology
photo; riga.lv
Due to inflation, including rising fuel prices, and changes in legislation, tariffs for the removal of inseparable waste will increase slightly in Riga from July. Provides for the decision taken at the Riga Thought Meeting on Wednesday, 8 June. The City Council recalls that the best way to reduce the cost of household waste management is waste sorting and that some measures have been taken in Riga to facilitate it.
The price of the waste service has increased mainly due to inflation and rising fuel prices, which also affects the collection of garbage. For these reasons, tariffs are being increased with waste disposal companies in early 2020.
Another reason for the increase in waste collection rates is the amendment of the law on waste management, according to which, before the end of the year, the municipality and the selected household waste manager must amend the waste service agreements regarding the amount of charges for inseparable municipal waste and biodegradable waste. The cost changes, because according to the law, the municipality sets a fee for the disposal of biodegradable waste that is collected separately in the amount of 80% of the fee for the maintenance of indivisible household waste, ie it will be more profitable to sort biowaste: in two areas waste service, tariffs on biodegradable waste will be reduced.
In turn, in the first and second zones, served by Clean R LLC, the cost of disposing of household waste also changes due to the increase in the volume and mass of waste.
The inseparable household waste management fee consists of the household waste management fee approved by a decision of the Local Government and the household waste disposal invoice, approved by the Public Utility Regulatory Committee.
In recent years, the municipality of Riga has been actively promoting waste sorting. From March this year, the housing authorities, in cooperation with the waste disposal companies, are obliged to take care of the sorting of light packages and glass containers in apartment buildings, by placing appropriate containers.
The municipality of Riga reminds that the installation of packaging containers and glass containers and the removal of this waste separately is free, in contrast to the removal of household waste containers, for which residents have to pay. Any large packaging bin that is properly sorted and removed as a packaging container in 2022 can reduce the cost of disposing of household waste by up to 35%.
By choosing light packaging and glass containers, the people of Riga saved a total of 9.5 million euros in 2021, which is the amount of money that residents would pay if the selected rubbish was removed and disposed of as household waste. Compared to the previous year, an additional 1.5 million euros were saved.
For the first time in Latvia, the municipality of Riga and three waste management companies have jointly developed a unified waste sorting guide. It will contribute to the more active participation of the people of Riga in this process and will help reduce the cost of disposal and disposal of inseparable waste. The guide is available (including download) on the official website of the Municipality of Riga.
In the coming years, Latvia will bring into force some changes in the organization of waste management: the goals of the circular economy and climate neutrality must be achieved at state and EU level. Riga cost of non-waste management will continue to increase in the future and waste sorting and recycling will help reduce environmental impact and costs. As a result, Riga is working to make waste sorting more accessible. Eight selected waste collection sites are already being planned in the capital, and work is underway to expand the network of public sorting points and to review the network of mobile hazardous waste collection points. Riga also plans to become a certified Zero Waste city.
Waste service tariff changes in Riga: www.riga.lv
Communications Management of the Municipal Council of Riga
Why you should drink cocoa every day


ventilation system, TempGuard™ can provide additional energy savings during extreme conditiCounty Health Nurse Carmella Bourk, Extension/4-H Jackie Husted, Amy Mesman, SDML WC Fund Brad Wilson, Emergency Management Rob Fines, Grow SD Jared Groos, Stanley County School Superintendent Dr. Joel Price and Business Manager Kim Fischer, Deb Schiefelbein, PAWS Brenda Manning, David Voeltz, RDO Wade Iszler, CSDED Emeline Hoblick and Tanner RusselCraig, Maypril April 30, 2017, the Fiscal Revenue Report as of April 30,ne 6, 2017.
SDML WC Fund: Stanley County has been honored for its 30 year membership in the SDML with a plaque presented to by Sson. Brad presented the plaque to the Commissioners and thanked them for their long-term commitment with the program.
Grow South Dakota: Jared Groos thanked the Commissioners for their continued support. Grow South Dakota invested $216,613 in Stanley County with weatherization and furnace repair, emergency assistance and small business lending in 2016. They provide many different programs such as housing counseling navigator e, guidance and expertise to implementing planning for home ownership and improvements, just to name a few services they provide.
Stanley County School – PILT: Kim Fischer presented the Commissioners with the definition of U.S. Department of the Interior Payment in Lieu of Taxes.Kim asked the Commissioners to please consider the school when figuring the 2018 budget. Dr. Joel Price stated that
Director of Equalization – Add Omitted Property:dd Record #10479, omitted property to the tax roll 2016 pay 2017. Total taxable valuation of $12,460, total tax due $210.64. All voted Aye. Motion Carried.
Amy feels the transaction of having an Extension Director to just having an administrative assistant has been smooth, Jackie Husted has been doing very well and keeping very busy. 4-H is putting in for a Grant to help with programs for the kids. Amy.
Log Cabin: Deb Schiefelbein had a group of over 70 people from the Retired Teacher Association tour the old school. The log cabin, school and train depot are open and ready for the season. The log cabins’ new roof is complete and it looks nice. Blackburn Basement has fixed the basement. They discovered some broken sprinkler pipes and Dakota Landscaping is working on fixing them. Rocky Curtis will replace the windows in July 2017. Deb has submitted a Grant to save the old jail. The Commissioners thanked Deb for all her hard work and dedication, the area around the log cabin looks very nice.
PAWS – Stray Animal Ordinance: Brenda Manning would like to see Stanley County adopt an ordinance for stray animals. As to date, there isn’t a policy or ordinance for what to do with stray animals within the County. Brenda presented the Commissioners with a proposed ordinance for animal control. Tom P. Maher will review it, do some research, and will work with law enforcement and Brenda.
RDO – John Deere Motor Grader: Wade Iszler presented the Commissioners with a Minnesota bid for a 2017 John Deere 772 GP Motor Grader. It comes with an 84 months, 7500 hour warranty. Includes snow wing, rear-view camera is optional. The Minnesota bid is set to expire September 2017, if we are interested in this bid, the motor grader will not be ready for delivery for 5 months.
Aaron has spoken to Fresh Start Convenience Store in Fort Pierre about doing the concessions for little events. They will do the beer and food concessions, the County will get 20% of gross income. Fresh Start will bring in their own equipment and take care of everything. Aaron also suggested that since there are 4 windows in the food concession area, there could be 4 different food vendors. Commissioner Harrowa stated that the electrical will need to be updated and brought up to code before any extra equipment can be used. Aaron will contact an electrician.
Chairman Iversen asked about sponsors


You don’t need to be a billion dollar company to have a creativity conducive office environment. You could using the resources that you have.
To most people, acquiring an office space is simply getting a place to get things done for your company. If you are an office manager or a businessman, you will most likely find a lot of ways to increase creativity or for that matter, workplace productivity.
Here are FIVE reasons why you should invest in a creativity conducive office environment
Employees become more focused and compelled to deliver with technology. Companies that have remote workers felt the need to keep their remote employees closer to them by subsidizing their home office environment. With technology, you could keep them informed and updated with the results of their efforts, and can keep their eyes firmly on their targets.
You may try installing monitors across the office that play presentation slides showing sales / revenue targets and announcements, to constantly remind them of where the company is and where it is heading.
Movie or concert tickets, or company sponsored game nights are some of the things that you could consider giving out to your employees to increase bonding time which can later translate to more collaborative efforts.
Modern offices creates better customer impressions
First impressions last. How would the customer feel if your business is about new technologies and yet your office looks very old?
If you like my article, kindly follow me in my Facebook page and see my other articles in my blogsite.


“I am moving to England next year”.
Alves has featured for Barcelona 303 times. He scoring 20 goals and provided 85 assists over the period.


moving average is the average of pair's closing prices over a period of timeframes (a single bar or candle can represent different timeframes, for example- 5 minutes, 1 hour, 4 hours, and so on. But you already know that…
Next in line is…
.The best advice that we can give you is simply to experience all the indicators that you have learned in the last lesson on your platforms. Remember, demo accounts operate in real time and on real charts from the market. The only difference is that you don't trade real money on demos!


Last Updated: Monday 27 September 2010 - 17:55:57
[It] Estrae icone e cursori contenuti in file di tipo EXE, DLL, OCX, CPL, e altri. Per tradurre il programma
in Italiano scaricare il file iconsext_italian.zip e decomprimerlo nella stessa cartella del programma.
[En] The IconsExtract utility scans the files and folders on your computer, and extract the icons and cursors
stored in EXE, DLL, OCX, CPL, and in other file types. You can save the extracted icons to ICO files (or CUR files
for cursors), or copy the image of a single icon into the clipboard.
[It] decomprimere l'archivio .zip in una cartella a piacere ed eseguire iconsext.exe. Le impostazioni vengono salvate nel file iconsext.cfg.
[En] unzip the archive in a folder you like and run iconsext.exe. All settings will be stored in the iconsext.cfg file.
How to install an X-Software
[FolderIcons 1.27] Next >>


While our clienrs are "semantic" experts and often sector leaders, we are experts of the horizontal "syntax" of writing successful project proposals and in buiding the right alchemy required by the specific programme.
We acquired projects in the following programmes:
FP5, FP6, FP7, H2020,  eTen, eContentPlus,  eHealth, eLearning, Leonardo, Inno, Craft, SustDev, Life, Justice, Environment, Inco, Intelligent Energy, Marco Polo, EuropeAID, @LIS, Eureka, AsiaIT&C, Asia-Invest, Asia-Link, Interreg, Structural Funds, CIP, Italian and European tenders
UCAT, BAMPE, QAGEING, ADDPRiV, ALICE, CASCADE, S4EEB, ELIH-MED, SomedAll, TELL ME, RADICAL, ILLUMINATE, VITAL, INTERTRUST, DREAM, STRATEGIC, PORTI, STRATEGIC, WEENMODELS, edutubeplus, ePosBed, H-CIM, LIMNOS, SmartSun, Socionical, Tool-TIPPS, ANSWER, COIN, CONSEQUENCE, GEMOM, HERMES, PLAYMANCER, REMINE, eParticipate, Mapres, Music, 3S, Aristhot, AsInfo, Chemomentum, Ecospace, GridTrust. Incontext, Isaac, OpenInterface...


aria B Summer 2013 Party Outfits Dresses Collection
ShareMar » </s> This gargantuan green Avenger is actually the meek genius Bruce Banner. As a result of gamma ray radiation experimentation, Banner finds himself transforming into a super strong, super big monster whenever he gets angry. The big, green rage monster calls himself the Hulk and is all the muscle in the group of superheroes called the Avengers! If your boy has a penchant for smashing things, then this Boys Hulk Avengers Classic Muscle Small Costume is just the outfit for him this Halloween. This padded muscle chest jumpsuit will make your little one look as buff as the Hulk himself and is sewn and shaded to look just like real muscles! The attached gray shorts are ripped and frayed to make him look like his clothes can’t handle his impressive transformation. The included green mask features an intimidating Hulk grimace. Add some Hulk hands from our selection of accessories to put a great finishing touch to this costume.
Our Price: $1.97 </s> Modern, Circles And Swirls, Runner, Black, Wool Rugs
Our modern circles and swirls rugs use a vast array of designs, patterns and shades. Darker colours used for the circular designs can inherit a decent border without even meaning to. Some circle and swirl designs are so mystical that they can look like the effect of lights bending in a swimming pool. We have many circle and swirls to choose from be it classiness, fun or funky. The runners in this range have been carefully designed to add the perfect touch to your room. We have various sizes available, suitable for the longest and thinnest of rooms. When you think of the colour of black rugs you get one colour in your mind and that's jet black. Of course, we have jet black rugs but we also have onyx rugs, licorice rugs, charcoal rugs and many more. Wool is a super soft natural fibre that is one of the most popular materials for rugs to be made from. Wool rugs are luxuriously soft underfoot and encompass your feet in comfort and warmth.
Refine Your Search By Colour
Refine Your Search By Material
View All Rugs By Range
Displaying results 1 – 6 of 6 (page 1 of 1)
All of our modern circles and swirls rugs have used the highest quality of fibres and materials when made. They're both soft and cushioned for the pleasure of your feet, as well as retaining a sturdy and reliable exterior. A runner can make a room seem bigger by pushing the walls out. They can also make a room cosier by adding style and comfort. Jet black is the most common shade of black that is known. Our variety of black rugs mix it up from the typical jet black rugs. We have midnight rugs, ebony rugs, oil black and many more. When it comes to a texture underfoot that is second to none then wool is the best option. It's natural properties are that it's super soft and also highly durable. </s> FRIV Fancy Pants Adventure 2 - FRIVE
Left and Right arrow keys to move.
 S to jump.

 The spiky haired stickman with the orange pants is back again and wanting more of the free running in Fancy Pants Adventure: World 2! In this game that features visuals that look pencil-drawn and doodled in the previous game, you will be controlling the unnamed character in the wide game worlds that you will be running on non-stop. Doing so is much more fun now that the visuals have been tweaked and greatly improved, with a new set of goals to do! New subtle but noticeable animations have also been added to make the game even more awes9, 2011 1:54 am
Although Sainte-Marie was a smiling presence, the songs burned with anger. Once she dispatched the schmaltzy “Up Where We Belong”, her Oscar-winning song, in a reading pitched halfway between Jennifer Warnes and Joe Cocker, the material darkened into punk aggression. On “No No Keshagesh” she scolded rapacious corporations. “Bury My Heart at Wounded Knee” was an account of miscarriages of justice and the persecution of the American Indian Movement, the reggae rumble of the verses kicking up into a defiant chorus.
In the early 1960s Sainte-Marie was a habituée of the Greenwich Village coffee houses, along with her compatriots Leonard Cohen, Joni Mitchell and Bob Dylan. Her “Universal Soldier” draws on early Dylan, with its limited chords and righteous pacifism. Here she performed it unaccompanied, noting that “some songs you wish didn’t make sense after all these years but this one does”.
Fifty scant minutes culminating in a danced pow-wow, and she was gone, a wonderfully un-English eruption into a very English evenSentimental Journey: Christmas 1945
s.


- Is also called zero coupon bond?
- What is coupon on a bond?
- Are zero coupon bonds riskier?
- Who pays the coupon on a bond?
- What is the point of a zero coupon bond?
- Can bonds go to zero?
- How do you calculate a zero coupon bond?
- Are zero coupon bonds a good investment?
- How does a coupon bond work?
- How do I invest in a zero coupon bond?
- What is the duration of a zero coupon bond?
- What is the face value of a zero coupon bond?
- Are zero coupon bonds tax free?
- What is thed?
What is the yield of a zero coupon bond?
Is also called zero coupon bond?..
What is coupon on a bond?).
Who pays the coupon.
Can bonds go to zero?
Federal Reserve Can’t Let Bond Yields Fall to Zero – Bloomberg.
The target purchase price of a zero coupon bond, assuming a desired yield, can be calculated using the present value (PV) formula: price = M / (1 + i)^n. M is the face value at maturity, i is the desired yield divided by 2, and n is the number of years remaining until maturity times 2..
How does a coupon bond.
How do I invest in a zero.
’
Are zero coupon bonds tax free?
Zero coupon municipal bonds (“zeros”) are tax-exempt, intermediate- to long-term bonds purchased at a deep discount. … With zero coupon municipal bonds, the compounded interest is e is also free from state income taxes to residents in the state of issuance.
. yield of a zero coupon bond?
Wit.


Transformer winding heat is generated by the load loss of transformer. The load loss P=Ir formula shows that, heating is of winding and is proportional to the square of the current. In insulation oil for transformer windings are immersed in, so the windings on the basis of an oil temperature gauge, thermometer, a current match and fitted with a heating element, as shown in the schematic diagram is as follows. Thermometer sensor plug the temperature within the hole on top of the transformer tank. When the transformer load is zero, the winding is not heating, so the thermometer for transformer oil temperature when after load on the transformer, through current transformer output is proportional to the load current, current matching is adjusted through embedded in the bellows of the electric components, electric heating element. The heat generated by the electric heating element, makes increasing displacement of elastic element.


Grizzly bears—as well as hordes of people—have been reported to frequent the area around Trout Lake in Yellowstone National Park. But that's during the summer months. Visit Trout Lake for a snowshoe hike on Valentine's Day, as Tim and I did several years ago, and you won't be sharing the lake with either bears or humans.
These bison are lounging and foraging along the road on the way to Trout Lake.
No Grizzly Bears to be found in February.
Under one of the large Douglas Fir trees
Rita and Tim pose in the meadow where the trail leaves
the big woods.
Trout Lake is in the depression to the right. The trail
continues around the lake and back into the forest.
Click here to read about another of our winter adventures in Yellowstone National Park.
Time for some post-hike fun. Tim creates the "Yellowstone
Snowshoe Snow Angel". (Getting back on his feet was another matter...)
Labels: Trout Lake in Yellowstone National Park
1HappyHiker February 14, 2013 at 6:16 AM
Those Douglas Fir trees are huge.
I followed your link to your post from January 2012 "Cross-Country Skiing in Yellowstone National Park". That was another awesome adventure. When first reading it over a year ago, I now recall how impressed I was with the Travertine Terraces.
Rita Wechter February 14, 2013 at 1:43 PM
Trout Lake is a beautiful setting for any day of the year. During summer the fishing is reportedly "amazing" and that probably accounts for some of the crowding during that season.
Vickie Bates February 14, 2013 at 10:28 AM
Happy Valentine's Day! What a lovely, romantic sojourn you and Tim had a few years ago. And that salmon sounds especially delicious after a day of snowshoeing!
I love your photo of the bison and their trails through the deep snow. It must be amazing to see such majestic animals in a group like that.
Part of the fun of visiting Yellowstone's north-section trails during winter is seeing the wildlife along the road on the way to the trailheads. It is truly awe-inspiring to see the large herds of bison congregating in meadows and on hillsides.
Happy Valentine's Day to you too, Vickie! Thanks for your comments.


Resource type Policy (4)
- Financial Sector (4)
- GOAL 13: Climate Action (8)
The Green Economy Action Plan and its reporting were discontinued in 2020. The ongoing work on the individual measures will......
- encourage a healthy lifestyle - create awareness of the surrounding nature - promote sports in particular, running - locals...


There are, inevitably, two sides to our hopes for the future. One is those dreams of good times to come and all the planning that goes into ensuring that we have the money to be able to enjoy those times. The other is the answer to the question, "What if?"
What if illness strikes, you can't work, there's an accident, your business fails…and here's the choice, you can either turn your back and claim that it will never happen, or you can be genuinely positive and make provision. The answer to "What if?" should be "Then this…
Good planning can make sure that children and dependents are looked after, that money continues to come in when work doesn't, that the mortgage gets paid and that sickness isn't a financial threat as well. Good planning can place property in trust, can ring-fence funds, can protect what you have against those "What if?


Mini or Micro? Mini or Micro??? Mini AND Micro! This is a handy USB cable, it's compact so you can toss it into your toolkit, and has both Mini-B and Micro-B connector. Now you can hook up your LiPo Charger or a Arduino Micro/Leonardo/Raspberry Pi using the same cable, sweet!


Either because you can not seem to find a full-time job or because you are looking for short-time employment, contract work is an option that offers advantages but also has some characteristics that you may want to consider upon accepting a job. Contract jobs usually last for a period from 1 month to a year, or even more, depending on the company.
Contractors normally get paid for hours of work with no benefits or holiday pay, but on most jobs you can make more money than if you were doing the same job working fulltime. Therefore, working on contract can be quite profitable. Contract staff gets paid overtime unlike most salaried staff.
You can hardly get bored if you work for different companies and in different projects.


Latest Stories Home > Lifestyle > Columns > Ready for much bigger challenges Roots and Wings	Ready for much bigger challenges
By Cathy Babao-GuballaPhilippine Daily Inquirer
4:58 am | Sunday, May 5th, 2013 All through my growing-up years, I was often asked by my mom’s contemporaries and colleagues, “Kilala mo ba si Grace Poe?” Apparently, I was a dead ringer for FPJ’s only child. Although, he and my mother had worked together on several films, and was a close personal friend, the king’s daughter and I had never met.
It was onlywe finally met. Grace was my chairperson at the government agency for two years and yes, we would often rib each other about the striking similarities. Many people had apparently asked her the same thing while she was growing up.
FPJ: The early years
Theirs was a friendship that spanned over four decades and FPJ was a tried and true friend of the family through all our sadness and joy. Always there for us, albeit quietly, in moments when the presence of a true friend was needed the most. His unswerving loyalty and kindness to his friends was one of the things that made him a great man.
Grace tells me that it took a while to convince her mom about the seriousness of her bid for the Senate. “That’s just the way my mom is. It took me a while to convince her, and she was actually the one who suggested that I work in government first. So when I was offered to chair MTRCB, I accepted. Once my mom said yes to my bid, win or lose, whatever the odds look like she’s there for me.”
The Grace and Burden of Her Name
Basque place–in Taguig–offers taste of molecular gastronomy
In Cagayan de Oro, a rockin’ musical-theater event for voter educatGrace Poe.


John Short was born in Northern Ireland, United Kingdom. He had at least 1 daughter. He died in his hometown.


A developing a prevention) to them what the Lord has called you to. If you are a veteran missionary make sure to plan on scheduling one while you are home on furlough. Here is the typical outline of a dessert gathering:
- 30 minutes – Meet and greet and dinner
- 5-10 minutes – Prayer – this is a time to have people gather around you to lay hands on you and pray.
This is a great time to “kill many birds with one stone” but remember that it is the personal followup that really counts. People that support you do soey believe in you.