 a price. And quality essential oils are no exception. It leaves many to think they can’t afford quality essential oils. But with some creativity, I think most people can afford them.
Before we get into affording quality essential oils, I think it’s best to know why they often cost as much as they do. First, essential oils must be sourced from a sustainable plant. Many of these plants are native to or can only be grown in very specific climates. This means more resources to find and care for them equalling a more expensive plant.
Next they must be harvested. Ithe essential oil. Take for instance the Damask rose. To distill only two liters of oil, it takes three tons of roses. And it takes one acre to grow that many roses-all for only two liters! But the amount of plant material is not the only thing that affects harvesting. The weather also affects harvest yields. Just as an overly dry or rainy growing season will affect your backyard garden production, plants grown for essential oil production are affected by weather conditions also.
Each business must then pay for each step of the distillation and bottling process. From paying the farmers who cultivate and grow the plants to the distillers and bottlers to their own overhead, there are many cost along the way. The reputable companies will also pay to have their oils tested for purity and quality. Last, is all the marketing cost. Regardless of whether the company is a direct sales company who pays consultant or advocates or whether they pay advertisers to promote and carry their products all this costs money.
How can the average family afford quality essential oils?
1. Replace cleaning products with homemade ones made with quality essential oils.
Have you looked at the price of cleaning products lately? Or I should say, the total cost of all the cleaning products under your sink? While $4.00 or $5.00 may not sound like much for one product, it adds up quickly. Just think ofKitchen spray. Bathroom tub and tile scrub. Disinfecting spray. Toilet cleaner. Mopping solution. Drain cleaner. The list may go on and on. These can all be made very simply and cheaply with natural products and essential oils.
Do homemade cleaners really work? Yes! I’ve been making our own cleaners for years and can say without a doubt they work just as well if not better than commercially produced cleaners. And they are better for my family’s health as well. They do not contain toxic chemicals and I know exactly what is in them. I can also customize them to suit our family’s needs. Here is my favorite tub and toilet scrub.
3. Use qualityvoid sick days.
4. Replace hand sanitizer with quality essential oils.
Is it just me or does it now seem like cold and flu season is almost year round. Regardless of time or season, someone always has something. Since we know that hygiene is a big factor in limiting the spread of germs, out comes the hand sanitizer. But many of the ingredients in hand sanitizers are very toxic. Endocrine disruption, neurotoxicity, hormone imbalances, and organ toxicity are just a few side effects linked to ingredients commonly found in hand sanitizers. Besides that, hand sanitizers can dry skin out and often harm beneficial bacteria leaving hands less protected against against microbes. Making your own homemade hand sanitizer with quality essential oils can protect against environmental threats while still nourishing your hands and skin. And it’s quick, simple and cheap to make.
5. Cook with quality essential oils.
I know not everyone is comfortable using essential oils internally. And that’s ok. I strongly advise anyone to study and do their homework before using oils internally, even quality essential oils. But with that said, I do feel that once educated, many people find that essential oils are an amazing tool in the kitchen.
y! And it wouldn’t be toxic to my children; it could actually be calming or uplifting to them as well as to me. I could make my own custom scent or could have several depending on my mood or time of year. And it wouldn’t cost me any more than those expensive bottles of spray I once liked. Depending on my preference of smell, I could probably even save money.
7. Replace costly candles with quality essential oils.
I am honestly not one that likes my house scented with all different smells year round. If the weather is nice, I am happiest with the windows open and a fresh breeze wafting in. But then comes fall and the holidays. Something about that time of year makes me want to smell spiced pumpkins, apples, and cinnamon everywhere.
8. Start with common quality essential oils that are less costly.
Regardless of brand or even quality, some oils are just more expensive than others. Frankincense, for example, is an amazing essential oil, but it is known as being very costly. Citrus oils and lavender are much more reasonable. I have a quality lavender essential oil that cost about $20.00 and my lemon essential oil is only about $10.00.
Sinces, I don’t have to choose the most expensive to get results. Lemon is a great option to add to laundry soap or household cleaners since it’s cheap, smells great, and a great cleaner and degreaser. Lavender is known for calming and promoting sleep, but it is also great to use in cleaning products as well. Each essential oil is very versatile and has many benefits allowing for a wide range of uses. So choose ones that are cost effective and still cover all the areas of use you need.
If you have ever tried a cheap or off brand essential oil, it may have worked, but you might have found yourself using more than expected to get the results wanted. That is because it is very common for subpar companies to dilute their oils with a carrier oil, adulterate it with additives or add fragrances to the oil to stretch the oil further at a cheaper cost. This means that only a fraction of the bottle actually contains the real essential oil therefore more is needed to be used before any results can be seen.
Do you have some great hacks on using essential oils or how to afford them? I’d love to hear about them.
Learn more about Bergamot here
Find out why Tea Tree (Melaleuca) is a great oil to have on hand.


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Don't touch the baby!
She wasn't even cold. I woke her up for nothing. Sigh...I'm going to bed!
My child never woke up when I checked to see if he was cold or to make sure he was breathing. Yes I'm paranoid. LOL. Poor baby sounds like a light sleeper. How old is the baby?
And im with you I ask DF all the time when he checks on her if he made sure she was still breathing. He's always like "wtf is wrong with you?Why do you think like that?
My son was the lightest sleeper EVER!If I even walked into his room to check on him he would wake right up and stare at me lol ..i stopped checking on for a while!


Alliant Techsystems (2002–2015)[2]
Since 1975[1]
30 millimetres (1.18 in) caliber
625±25 rpm[3]
3.1 M230LF and MAWS
In February 2015, Oshkosh Defense and ATK conducted a firing demonstration of the M230LF on an Oshkosh M-ATV MRAPn 400 kg (880 lb). The addition of the 72.6 kg (160 lb) [clarification needed].[15] Oshkosh has also fitted the M230LF to the L-ATV to fulfil the U.S. Army's light reconnaissance vehicle (LRV) role.[16]
Aircraft use[edit]
CASA/IPTN CN-235
Bushmaster IV 40mm chain gun
^ a b c d e f Retrieved 28 April 2019.
^ "M230 Chain Gun". www.deagel.com. Retrieved 3 November 2017.
^ "M230 Automatic Gun". globalsecurity.org. 2013. Retrieved 13 October 2013.
^ "Robertson Aviation: Apach 30 September 2011. CS1 maint: unfit URL (link)
^ "New Boeing Apache Ammunition Loading System Enters Service – December 15, 1998". boeing.mediaroom.com. 2013. Retrieved 13 October 2013.
^ Oshkosh, Orbital ATK, EOS unveiled strong integration capabilities during live fire demonstration - Armyrecognition.com, 19 February 2015
 |volume= has extra text (help)
This page was last edited on 8 June 2021, at 08:40 (UTC).


This was one of those pivotal moments that you can’t help but wonder, every now and then, what if I’d said no? More importantly, what if I’d kept my plans (and generously offered private financial aid) to go to Bob Jones University for college and actually did the (somewhat) traditional college-work-family order reading apps for free? I’m totally cool with the way things turned out, overall, because hindsight is like that, and the thought of spending 4 years at the ultra-conservative college absolutely terrifies me now voucher templates for free word. But still, the what ifs do happen from time to time.


However,is also casting its effect on most students. 23% of high-school students say that they are less likely to consider getting an education abroad. 29% say that studying abroad will help them get a job more easily if they return back to the UK.
Girls needed more information than boys before they made an application to study outside the UK. 54% of girls wantedbroad. In comparison, only 47% of boys needed such information.
43% of the boys wish to study in the US as compared to 33% of girls. 19% of girls want to study abroad in Australia in comparison to 14% of boys. At 13% both boys and girls feel that Canada is an equally attractive option to study abroad.


The former Wales and British and Irish Lions winger ran, cycled and rowed more than a marathon per day during January to raise money for two charities.
Dafydd James admits keeping fit has become almost an “obsession” since he was forced into retirement 11 years ago.
James first opened up since his playing career ended in an interview with BBC Wales in 2019.
At the end of last year, inspired by the feats of Kevin Sinfield — who— and facing an uncertain start to 2021, James decided to take on a physical challenge of his own.
Today marks the final day of @DafyddJames13's truly epic challenge for @Hafal_ and @noahsarkcharity.
“It was very tough. It was very demanding. My body was very sore, it has to be said. You know, it was a mental exercise, but it was to prove to myself that I could do it as well.
James reveals that his exertions out running or cycling on the road, or on his indoor rowing machine, were such that he struggled both physically and mentally at times.
“I had my emotional times, my dark times doing it, wondering why I was doing it,” he said.
The ex-Scarlets winger broke down each day of the challenge into manageable sections, although it still took a significant toll on his body.
“I started off with a plan prior to going into the 31 days and thinking, 'Right, I'll do 10km in the morning and then I'll do a little bit of biking and perhaps row in the evening’,” James said.
James was keen to highlightUnfortunately, I have had a number of friends who've taken their own lives in recent weeks, male and female, unfortunately.  And that's one of the reasons why I wanted to get it more out in the public eye,” James said.
James began suffering anxiety and panic attacks as he struggled to adjust to the world outside of professional rugby, which had provided structure to his life for the previous decade and a half.
He concedes his own story came out almost by accident, as he had not planned to talk about mental health. But, he urged others to do just that in order to release any emotions they may be bottling up.


NFL Issues Major Punishment to Bills Player for Striking Titans Coach
Updated Sep 20, 2022 at 8:26pm
Getty Bobby Hart looks on during a Buffalo Bills practice.
The NFL has handed down punishment to Buffalo Bills offensive lineman Bobby Hart for a dust-up after Monday Night Football.
The league announced on Tuesday that Hart was involved in an altercation with a Tennessee Titans player following the Bills’ 41-7 victory, one that ended with Hart inadvertently striking a Titans coach.
“Once you and your opponent were in the end zone near the tunnel, you confronted him and immediately swung at him with a closed fist, striking the head of a Tennessee coach,” NFL vice president of football operations Jon Runyan wrote in a letter to Hart, via ESPN’s Adam Schefter. “Your aggressive conduct could have caused serious injury and clearly does not reflect the high standards of sportsmanship expected of a professional.”
Hart to Miss Key Bills Game
The league announced that Hart would be suspended one game for the altercation, forcing him to miss a key divisional matchup against the 2-0 Miami Dolphins.
The #Bills chose violence on the field last night against the #Titans and it seems offensive lineman Bobby Hart chose violence postgame. The veteran OL confronted a Tennessee coach and punched him in the head leading to a one-game suspension.https://t.co/BIGOUwHIYZ #BillsMafia
— Ryan Talbot (@RyanTalbotBills) September 20, 2022
The loss of the veteran offensive lineman will deplete Buffalo’s depth for their first divisional game of the season. Hart played 25 percent of the team’s snaps in Monday’s win over the Titans, and also serves on the field goal unit.
The 28-year-old Hart had signed with the Bills in March 2021, but was released during final roster cuts in August. He rejoined Buffalo’s practice squad in September, but was signed by the Titans and played three games there before going back to the Bills. Hart signed with the Bills in April, and has served as a backup offensive lineman.
He found some trouble during his tenure with the Bills. Pro-Bowl offensive lineman Dion Dawkins told the Buffalo News on September 17 that he didn’t get along with Hart last season and questioned his work ethic.
“Me, I’m a very honest guy. I didn’t like Bobby too much last year,” Dawkins said. “Like, at all. And he knows that. Like, I told him, I said, ‘Bobby, I didn’t like you bro.’ You weren’t taking football serious enough for me. He understood that, and I told him that.”
But Dawkins added that he had seen a significant change in Hart this season.
“I’m very proud of Bobby – very proud. This year, I told him ‘You have completely changed. You’ve changed your mindset. You’ve changed the way that you handle and approach the day,’ ” Dawkins said. “How he approaches practice – I don’t hear him complaining anymore. … He is an entirely different person and I am very proud of him. If he is listening – I try to keep him on track every day – but Bobby, I’m proud of you, and I hope that you’re here for a nice chunk.”
Bills Could Miss Key Players
The Bills could already be missing a number of key players for Sunday’s game against the Dolphins. Cornerback Dane Jackson was hospitalized during Monday’s game after suffering a neck injury, though he was released on Tuesday. The severity of his injury is not yet clear.
All-Pro safety Micah Hyde was also taken to the hospital for observation after the game. Linebacker Matt Milano was also taken out of Monday’s game after suffering a stinger, and defensive lineman Jordan Phillips injured his hamstring as Milano was returning an interception for a touchdown.
As ESPN’s Alaina Getzenberg noted, Hart has the right to appeal his suspension. It was unclear if he planned an appeal.
More Heavy on Bills News
The NFL has suspended Buffalo Bills offensive lineman Bobby Hart for an incident after the team's win on Monday Night Football.


Revealed: QPR transformation lays foundations for Redknapp after summer knock-backs
Meet Mike Rigg: the man behind every Manchester City transfer deal during £1 billion overhaul
Barton defends use of French accent after Twitter mockery
Goal.com explains the club's much-criticised recruitment strategy - which included failed moves for Olivier Giroud and Dede - and the touted improvements for the future
SPECIAL REPORTBy Wayne Veysey | Chief Correspondent
The second of the majority owner's two Tweets commanded most attention, with Fernandes hinting that the views of the fans, who "come first" and "are the most important constituents of the club", had played a part in the decision to axe Hughes.
"Though we have a change the long term vision of the club remains and much good work has already been done and will continue," explained Fernandes on the medium he favours to keep R’s fans in the loop. The Malaysia-based owner was referring to the foundations that have been laid behind the scenes overhauling a set-up that Rigg told Goal.com last month
Rigg has established a scouting team at Loftus Road virtually from scratch, revamped the sports science and medical departments, and completely refurbished the academy, where the full-time staff has grown from two to 22 in the last three months.
In short, a League One or League Two-style structure has been transformed into one on a par with Premier League or leading Championship clubs.
Hughes was a driving force in the behind-the-scenes overhaul but was unable to benefit from it, as the board feared that unless a change at the top was made, the club would miss out on the re-negotiated Premier League broadcasting deal, worth a minimum of £60m to each club from next season. The spotlight has been firmly fixed on QPR’s summer recruitment policy, with critics claiming the club overspent on players
The club who retainedspent £13.8million on 12 players. Five were free transfers. The biggest signings were 25-year-old midfielder Esteban Granero, who cost £3.8million from Real Madrid, and 22-year-old Junior Hoilett, for whom QPR agreed a settlement fee with Blackburn Rovers of £3m rising to £4m. Both were highly coveted by leading clubs, in England and on the Continent.
Moreover, the R’s released 15 players, mostly relics from their days in the second tier, and re-negotiated eight contracts.
“If we wanted to bring in players who were a lot younger, we wouldn’t have spent £13m-£14m,” said Rigg. “We would have spent £30-£40m. You tell me where you can buy good quality players on reasonable wages who understand the Premier League and have got Premier League experience. It doesn’t happen. “The strategy behind it was to improve the quality in various positions that we were weak in and where the squad needed to be strengthened. The key was age and experience. Before, we had very little Premier League experience or top-level experience.”
No-one at QPR is denying that the signings have underperformed. So far. Or, that the squad has failed to gel. Yet.
Mbia was recruited at the last minute after the club cooled on Michael Dawson but the versatile Cameroonian is regarded as more of a midfield anchorman than a centre-half.
Senior club figures are happy with the business they did, but as Hughes’ dismissal demonstrates, the results have not borne fruit.
The board prevaricated over axing the former Fulham, Manchester City and Blackburn boss, having put so much faith in his analytical, long-term approach.
Four points from 13 matches, as Redknapp has been keen to stress, leaves QPR at the back of the starting grid.
There will be limited room for manoeuvre in January, with a few loan deals of proven Premier League performers to beef up the spine of the team the most likely outcome. “Some of the players have not performed but we have exceptional players,” the source said.
If Redknapp keeps QPR up, he will deserve the 'Houdini' moniker.


Vipro's TravelStream™
3 this month
The plane arrived in Dubai international Airport at around "middle of the night".. when I say "middle of the night" I mean it was not midnight but rather in the midst of my good dreams. (I presumed it was like 3 am in the morning?) Once you got off the plane, you had to take a bus trip back to the transit terminal. This shuttle bus journey seemed endless... for more than 15 minutes and about 30 turns around the corners (luckily the driver didn't do any drifting... ) the "dizzy" transit passengers finally got "unloaded" into the transit terminal! (Have u heard of getting motion-sickness from an airport transfer bus? C'mon!)
Left: Everyone was getting off like zombies having been waken from the midst of their dreams.
Now this terminal was shocking! As one of the richest countries in the world I would not be surprised if the terminal was plated in gold but what I found instead was just simply disappointing...
The First Sin: Perhaps the people in Dubai really liked to greet people in the middle of the night and invited them out in the middle of the day... as a result flocks of airplanes just landed after dark and wouldn't leave until the sun came out. As a result all the passengers would then have to accept Dubai's "hospitality" and stayed in the terminal until sunrise.
Chapter 3: Defending the national treasure!
Left: The Dubai terminal: Just look at those empty seats, look under them, are they really empty?
Right: Everyone was busy on the net, probably hotmailing to their loved ones on how "great" the terminal was... I think I will just move on and leave them to spread the news
Chapter 4: Arrived! What a warm welcome!!
One thing that was even more annoying was that on the way from the departure hall to the immigration counters, the pickups from many tourist agents could actually sneak in this restricted area and greeted their guests; but then surprise, surprise, there were no signs which went with my name! After watching the others got greeted and escorted to the immigration counters sourly, I had to pick a queue and queue there by myself.
Luckily I bet on the right queue and somehow it moved extremely fast and I thought to myself, 'hey, maybe my luck hasn't totally run out!' When it was my turn I gave the officer the passport and beamed a smile at him. (just like the signature smile from the famous toothpaste advertisement) Instead of expecting an Egyptian smile in return, he confiscated my passport and told me to wait and signaled the Vietnamese behind to move forward! So standing there like an absolute idiot, I could not do anything but just waited and watched all the other Vietnamese passed through, one by one! Finally an officer came to me and instead of giving me an update he told me to move away so as not to block the counter... orz
After 15 minutes and after all the Vietnamese had gone, I found myself stuck with 2 other guys: one Chinese businessman (he dressed too casually to look like one) holding a Chinese passport; a Malaysian Chinese holding a Malaysian passport; and me, a Chinese guy holding an Australian passport. The only thing we had in common was: we were all male and we travelled alone


In the video, Schiff concocts scheme after impeachment scheme and they all blow up in his face. That's what the American people are seeing in the impeachment of President Donald Trump - the Democrats have been trying to remove Trump by any means they could find since before he took office. First it was Russia!Russia!Russia!
Why aren't the media investigating Hunter Biden and his escapades?Why aren't they camped out on the street outside his baby mama's home?Why haven't we even seen her and why don't we know anything about her?Can you imagine such silence if she'd mothered an out-of-wedlock child with a Trump scion?
We all know the answer: politics. Democracy dies in darkness, right?
The American people know impeachment is an extreme measure to take, a kind of "break glass in a presidential emergency." Such an emergency would be a dereliction of presidential duties, actual high crimes or at least strong and compelling evidence of such crimes. Where is that evidence?


Today, Sudanese President Omar al-Bashir traveled to Eritrea, the tiny country east of Sudan, in defiance Under the ICC Charter, member states are compelled to arrest a person wanted by the international court if he sets foot on their territory. However, Eritrea is not a party to the ICC and came out early in support of Bashir.
Ton March 4 and charged him with rape, murder, and other war crimes.
Late last week, ICC prosecutor Luis Moreno-Ocampo forcefully called for Bashir’s arrest, saying that even entering international airspace would be an opportunity for him to be taken into custody. Ocampo said that Bashir’s decision to expel aid agencies operating in Darfur was confirmation that he’s intent on “exterminating” his people.


This is episode 58 of the onlineplaymaker sessions with author, speaker and marketing consultant Adam Holland.e' his a d $10+ million in revenue for himself and his clients. He currently resides outside of Phoenix, AZ with his wife, 2 kids, and dog. This weeks onlineplaymaker Adam Holland.
losing 2 newspaper advertising jobs in a 6 month period in 2008 and hasn’t had a “real job” ever since. In the world of online home business, Adam increased his income from $19,000 per year to 6-figures in just 2 years. In 2014 he became the #1 producer in his direct sales company and has attracted thousands of customers into his various online training products, live events and coaching programs. He’s passionate about helping others create the same freedom and leverage he enjoys as a self employed home business entrepreneur. This weeks online playmaker Adam Chandler.
 s
This is episode 54 of the online playmaker sessions with top recruiter and expert blogger from the UK… Richard Matharoo.was turning 1 year old while Richard was forced to work 80+ hour weeks just to stay afloat. Stressed out and burned out, Richard began to gain weight and even suffer from memory loss. Then Richard discovered the network marketing industry. And although the beginnings were not easy, Richard knew he had to invest in training and mentorship and learn how to grow his business online. In his first 4 years in business Richard is now a 5 figure per month earner, has personally recruited over 500 people into his team, has taken 30 vacations in the last 4 years, voted Top 5 Blog in the Home Business Industry and most importantly Richard has the time Freedom to spend with his wife, daughter, friends and family.
 in sales for years she figured “how hard could it be?” Sherri’s first four years in network marketing were tough with very little results. After her daughter was born, she decided she wanted to stay home and build her business online and that’s when she discovered attraction marketing. In less than a year of consistent action, Sherri went from being a social media spammer with no clue about blogging or marketing or having a marketing strategy to now having written over 100 blog posts, recording videos, coaching and launching her own training products. Sherri has now more than doubled the income she made working full-time at a bank and she gets to do it from home with her little girl. This week’s online playmaker, Sherri Brown.
Beventually came to realize that he wasn’t going to pay off his loans anytime soon if he didn’t change something about his income. Later, Antonio got introduced to network marketing. He was skeptical at first and, like most entrepreneurs, he struggled for the first year. But when he learned the fundamentals of it, he began to understand how to really make it work, and that’s when things really started to unfold for him.
It was only 2 1/2 years ago that Leah and Todd were introduced to Network Marketing. Having a very similar experience as most others in the industry, they quickly ran out of people to talk to about their business so they soon decided to take their business online. They learned how to leverage Social Media to attract high quality prospects. Drawing upon their previous experience as IT consultants, they found unique ways to create leverage and automation in their lead generation tactics, which allowed them to achieve a hunow, just over a year into bringing their business online, Todd and Leah have become top recruiters and earners, as well as popular speakers, trainers, and coaches in the Network Marketing industry. Their free "Leveraged Entrepreneur" series of training courses has helped thousands of people to successfully market their businesses on Social Media, and they actively train thousands of people every week online with weekly small-group interactive webinars, daily Facebook Live Streams, as well as one on one private coaching. This weeks online playmakers Todd and Leah Gets.
Jelena Ostrovska is a 21-year young entrepreneur living in Latvia, Europe. Jelena first got introduced to network marketing by her parents at the age of 18 while still in high school, and jumped right into it. After struggling for the first year sending copy & paste messages to strangers on social media, she started looking for a better way to leverage the internet to grow her business, because going to university was NOT an option. In September 2014 Jelena discovered an attraction marketing platform that teaches entrepreneurs how to become a professional marketer. After 1 year, at the end of 2015 having put all the knowledge together, Jelena decided to focus her effort on blogging, video marketing and Facebook networking. She got to work, and started seeing results. Pretty soon Jelena got ranked as the number 8 network marketing blogger among thousands of bloggers within the industry, achieved the leadership rank of L3 inside MLSP and is now a certified coach within the MLSP community. Jelenaespecially inspiring other Millennials that there’s a better way than the regular “go to school, go to university, go to job” route. This weeks online playmaker Jelena Ostrovska.
Ola "Tux" Abitogun is the Creator and CEO2006. Ola is a computer engineer and considers himself a proud Nigerian American. Today, he is a marketing addict, trainer, father to 2.
A former elementary school teacher, Kate McShea now specializes in training home business owners andwebinars to generate more leads, more sales and build a massive following onlineing a 6 Figure Business in less than 12 months leveraging video marketing, social media & webinars. They’ve collectively generated nearly 100,000 leads, are top affiliates within two online marketing communities, had their first 6 figure launch for their Facebook Video Ads Course and are currently releasing their latest training course 60 Minute Marketer. Kate is now a sought after speaker and trainer who hosts her own live events and traffic workshops. She also facilitates and trains at some of the most exclusive private masterminds in the home business industry which allows her to help stretch and grow her students through her greatest passion... Teaching. This weeks online playmaker Kate Mcshea.
Erin Birch is a mother of two teenage boys lWhen her first son was born, Erin decided she was not going back to her job So she taught herself to make jewellery to sell at local fairs and shows. For seventeen years Erin worked as an artisan jeweller, but when circumstances in her life changed and she needed to make more money Erin turned to network marketing as a source of additional income. She worked her business for four months and had terrible results. With limited options she became determined to learn to market online effectively and discovered attraction marketing. She committed herself to the process of social media branding and growing an audience. Within her 4th month she began to see results and has now achieved a 6 figure income in her first year online. Erin is now consistently on her company leader boards, has become the first Canadian to hit the leadership rank of L5 and is now a certified coach inside of the MLSP community. Erin is passionate about helping others, especially other parents, to be able to stay at home with their kids, and still create the businesses, lifestyles and futures of their dreams. This weeks online play maker Erin Birchhblogging niches. Iop super affiliates. Anastacia’ng as well as 1 to 1 coaching. Rich'What' personal coaching and a proven track record of helping many students and personal clients who never made a sale on the internet to earning thousands in affiliate commissions. Since 2008, they have been consistently providing value to the market place through their helpful training videos, personal development and 1 on 1 coaching experiences. This weeks online playmakers Ace and Rich.
Lisa Torres was introduced to Network Marketing when she was 19 years old. She struggled for her first 18 years unable to figure out what she was doing wrong. Then in 2007, after getting laid off, Lisa made the decision she would never work for anyone again. She discovered the concept of Attraction m. She started out by creating simple videos on youtube and began to attract quality prospects to her. Fast forward to today, Lisa is now a top affiliate, multiple 6 figure per year earner, speaker, and trainer to thousands around the world. Her social media prospecting and recruiting strategies have helped countless others to replicate her results, quit their jobs and go full time online. Lisa’s latest project is her signature course, Interactive Prospecting, which outlines her proven method to recruit high quality people into any network marketing business usa. This weeks online playmaker Lisa Torres.
As an outsider looking in Ryan had a good life; beautiful family, good job, nice house, nice cars but each day waking up and doing a job that wasn’t fulfilling, building somebody else’s dream was driving him crazy. In 2013 Ryan stumbled in to network marketing for the first time and within a year of working hard he was able to start creating success but still very far away from his dream lifestyle. After being relocated by his job to a new city where he knew no one, Ryan decided to take his business on the internet. After 6 months of a steep learning curve Ryan got committed and focused and began to see his business and team grow. At the age of 29 Ryan has replaced his day job for a residual income that grows each month and he is now more committed than ever to help others break free from the rat race and create their own future. Ryan is now a successful network marketer, affiliate marketer, trainer, speaker and sells his own info products online. This weeks online playmaker Ryan Cody McMorris.
OPP43 - Landon Stewart - From $30K in Debt to $30K a Month Using One Primary Strategy.
Landon got his first taste of entrepreneurship as a 19 year old kid when he dropped out of college to start a network marketing business. His youthful ambition and excitement was short lived when the struggle and challenges of building the business set in. At 22, while his friends were graduating college and getting jobs, Landon was a college dropout, living with his mom,everything changed for Landon when he found his mentor and he began developing his skills in copywriting, influence and communication. The next year, Landon had his first 6 figure income year as an internet marketer. Since then Landon has been able to travel the world, speak at internet marketing events,e and create sales funnels that have made as much as $120,000 in just 30 days. Landon is passionate about training other entrepreneurs to harness the internet to become a full time lifestylepreneur. This weeks online playmaker Landon Stewart.
Prior to Chef Katrina becoming an online entrepreneur, she worked as a Sous Chef for Walt Disney World for over 12 years. Having burnt out from the corporate kitchen, Chef turned to online marketing and found her passion teaching entrepreneurs the recipe for marketing online. Chef Katrina is recognized as an expert on blogging and is the creator of Blogging Ingredients, a comprehensive step-by-step blogging training course for online marketers. She is also the affiliate community insider for a leading marketing platform supporting affiliate marketers from all over the world to create results. Chef Katrina is on a mission to empower, educate and support aspiring marketers everywhere to create true success online. This weeks online playmaker Chef Katrina.
This is episode 41 of the online playmaker sessions with social media recruiting expert Jessica Higdon. Jessica Higdon started in the network marketing industry when she was 21 years old. Because of her age and lack of business connections she had a very very small warm market. After striking out with friends and family and not signing up anyone in her business for the first 5 months, she decided to turn to Social Media. Over the next 18 months, Jessica built a 6 figure residual income in her company using mainly facebook & became the #1 female income earner in her company. Her and her husband now train for the profession all over the world, and she has since created multiple training programs that have grossed over a million dollars in revenue. Jessica is recognized as the leading authority on social media recruiting for network marketers and is the “secret weapon” for many top leaders who follow her strategies. Jessica is passionate and committed to helping people grow their business using social media to achieve their dreams and financial goals.
 women to become empowered through her mentorship. As the founder of the Millionaires in Stilettos community , Keysha  Keysha is a top affiliate marketer and Top 10 income earner,  K few key skillsets! This weeks onlineplaymaker Keysha Bass.


I had the chance to go to Porridge Papers Papermill & Letterpress Studio in Lincoln yesterday. Although this was my first, and definitely not last, visit to the store, they're actually celebrating their sixteenth anniversary this month. Good timing on my part because that meant 16% off of my purchase!
In addition to having the letterpress on-site, they have a retail store with ready-made products by them and by other small letterpress studios. Danger--fun shopping!


Bento, (弁当 bentō?
Like little old Tupperwares, with dividers. That's right: everything old is new again, yes?
It's Ash Wednesday!Some denominations hold Ash Wednesday services. Mine does. I did go. I was fulfilled. (I guess this is where I say, "Thanks be to God!
"I know what I am giving up for Lent."
Lent we are in, and it's a season of introspection and thought. You know what?That's a good thing. We should all think about serious things, void of the internet. Let's hush the Hollywood awards, hush the upcoming Olympics, and hush Presidential primaries, (but, yes, please pray for our country's future?
Let us focus on our own Christian needs and how we serve others. Yes?
Yes, Yes!Someone asked me the other day what I gave up for Lent. "Nothing" was my answer; the past few years, rather than give up a thing, I have taken up a thing. This year, however, I feel so overwhelmed by all the pies in which my fingers are poked, that I'm neither giving nor taking. Your challenge to focus on my own Christian needs and serve others is just what I need!
I now have my silver in a drawer in the kitchen and use it every day. Hurrah for china cups!


Lorna NivAgno, Pangasin"NIVERA-NAGAL, LORNA (API.


1. Stop in the Student Senate office, room 219 of the University Center and pick up an application for recognition packet. The packet includes the application, guidelines and privileges, and a model constitution.


Luximo Leads With LED
By Line: By Darhiana Mateo September 17, 2009 Joerg Student: The key inspiration for the type of work I do is actually talking to people and finding out what people do, what people need, what people think. I do a lot of new product design. I’m also doing innovation consulting. I develop my products from the inside out. Form follows function, which usually leads to a modern, clean and timeless design.
The challenge of LED is that you suddenly have to be much more considerate of the process. With traditional light bulbs, you would just design an object — very straightforward. With LEDs, it’s a lot more complicated. The biggest challenge is the thermal management. Every other light radiates the heat out. If they get too hot, they become inefficient, lose brightness and fail sooner. The challenge is: How do you get rid of the heat that you are generating? At the same time, I see a huge opportunity. You can do designs that you weren’t able to do before. With LEDs, you have to rethink what a light has to look like and what a light can do.
Not everyone knows how to design with LEDs. At the moment, I see two [paths] in LED design: I see many LED lights that are relatively efficient, but also not very compelling because they are designed by engineers or people who emphasize efficiency only. I also see a lot of really beautiful LED lights, but they are not efficient at all. I think eventually it will come together — like with my lamp.
As designers, we have to think always of the whole process of sustainability. We have to think about how the product is used. Often times, people see it as a contradiction. We see it as an opportunity.
Legacy ID: 21086 Source URL: http://www.residentiallighting.com/luximo-leads-led


Name: The exquisite corpse game
7 Apr Play Exquisite Corpse -e. 28 Oct The phr was —despite the redundancy— the first exquisite corpse we know of, and to which. Gather family members and friends and learn how to play "Exquisite Corpse," a game used by Surrealist artists to come up with fantastic—and often. 26 Jul The Exquisite Corpse drawing game (or Combination Man, as we call it in my family) is a fun and creative activity to do with family or friends. Fun for all ages, this spiral bound sketch pad is made up of 40 sheets cut in thirds , offering endless combinations of Exquisite Corpse drawing games. The coverisite Corpse" .


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You’re invited to Vacation Bible School! Rolling River Rampage Experience the Ride of a Lifetime with God! August 13-17, 2018 6-8:15 pm Ages 3-12 Every night there will be interactive Bible stories, songs, a craft station and recreational activities as well as fun snacks! Be sure to bring a friend. Fill out the […]


Press Release - APRIL 20, 2018
 is enhanced by an investment portfolio comprised of cash and high credit quality sovereign, corporate and supranational bonds resulting in a very favorable liquidity position. Additionally, the company has a long-standing record of favorable earnings and operating returns due largely to conservative underwriting practices.nce.


Waddup from Perth
- soggy mittens
- Location: middle of somewhere
Re: Waddup from Perth
Welcome Scabs, also from Perth here.


sagittarius horoscope week of december 6 2019!
free gemini horoscope for february 2020?
Additionally, the positioning of Mars, the zodiac warrior and energy center, in Aries is powerful and significant in the ninth along with Uranus. This time around, transformation will happen through learning, partnerships, and innovative ideas.
Allowing our imaginations to prevail will help us view every domain of life with a brand new attitude. Friends and partners will also help us shed new light on our lives. For those of us who hato get a project off the ground, your hard work will finally pay off! This positioning is extremely powerful, giving each of us an unbelievable intuition and drive to do what needs to be done.
In Aramaic, the month is called Adar, from the word idra, meaning spine. Pisceans know that ego and selfishness will get us nowhere, and all of us hold the understanding that partnerships and unity will conquer everything. All fears will vanish when unity is consolidated. We are all interconnected!
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"I encourage anyone who is interested in a career as a chef to go through the program," he says. "I enjoyed it and it helped me get this position. My favourite part of the job is meeting so many new people and interacting with customers."
"Without the co-op part of the VIU Culinary program, I would have never been able to get this much experience at such a young age," he says. "I thought I would be missing out on a lot of things in the last year of high school, but the experiences I had, thanks to VIU, are so much more valuable."
"We are a very busy brigade here, but the VIU program prepared me well for the reality of hotel cooking — the long hours and the heavy workload," says Assu. "All of my instructors gave me valuable advice that came into play when I got this job. I plan to never leave Fairmont as a company — it's my goal to one day work my way up the ranks to become an executive chef of a Fairmont hotel."
WHISTLER — Whistler Blackcomb just surpassed 1.14 million visitors this year, the highest year-to-date visits in the company's history. Whistler Blackcomb Holdings Inc., the publicly...


Okay, everyone knew that narrowbanding was never a 2 for 1 proposition at the outset given the level of congestion (at least in the B/ILT space), but coupled with the acceptance of multiple varieties of skinny channel digital technologies, spectrum efficiency gains in the 150-450 MHz space should be applauded by all who participated. We also know that further efficiencies will be achieved as the scales tip towards a digital majority. Yes, there are still channel sharing issues experienced by analog users from more robust digital systems, but these growing pains should recede over time.
A couple of years back, actually almost six years ago, EWA filed a Petition suggesting that it would be a good idea to initiate a proceeding to provide for the assignment of new, full-power interstitial 12.5 kHz frequencies between currently authorized 25 kHz bandwidth channels at 854-861/809-816 MHz (we would include the 861-862 MHz band today). It still seems like a good idea and an example of how we may help ourselves. What gave us the idea was the development and growing market acceptance of digital technologies that didn’t require 25 kHz channel bandwidths. A favorable outcome would promote spectrum efficiency, encourage the development of new applications critical to incumbent licensees that require innovative wireless solutions to accommodate expanding business requirements, and provide the potential for a viable spectrum alternative for new B/ILT (and Public Safety) entrants whose requirements can be met without compromising incumbent operations. The LMCC provided suggested frequency coordination analyses in April 2010, and those may have to be amended to adapt to today’s potential 800 MHz technologies, but we’re still ready to go at EWA. The good news is that we believe the FCC may soon be initiating a proceeding in response to this spectrum opportunity. That would be great news in 2015.
And speaking of creating opportunities, how long would B/ILT interests (and Critical Infrastructure Industry interests) have to wait for a block of spectrum dedicated to their unique requirements as opposed to using unpredictable unlicensed spectrum, perhaps playing second fiddle within bands dedicated primarily to mission critical operations, or relying on commercial networks serving the general public first and foremost? A long time – a very long time.
The 800 MHz and 900 MHz bands are critical to B/ILT and CII’s future, and 2015 potentially looks promising. We did the work to create these opportunities on our own and we can now all look forward to the results.


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Food, drinks and vendors will be on site. Proceeds from the event will benefit Lewiston Volunteer Fire Co. No. 1.


A stabbing victim was involved in a serious crash early this morning.
According to Barnstable Police, at approximately 1:51 a.m., police responded to a roll over motor vehicle accident on West Main Street Hyannis near the intersection of Sumi Road. Two individuals.
During the investigation of the motor vehicle crash, it was discovered that one of the individuals transported from the scene had also sustained apparent stab wounds to his abdomen during an altercation at a residence in Osterville.
The victim, a 23-year-old male from Harwich, was being brought to Cape Cod Hospital by friends when their vehicle rolled over on West Main Street.
The investigation into the assault at the residence remainask to contact Detective Katie Parache at |||PHONE_NUMBER||| .


As a parent it is equallygetting yourself into. Hiring an attorney from The Law Firm for Family Law for instance, is a good way to make sure that the custody battle will not constantly hit you with unexpected twists and turns.


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In all major companies and business organizations, the regular inflow of cash and funds keeps the growth going upwards. Many times, the customers fail to make the necessary payments on time or even abstain from the same. The fact that the business owners are busy in the daily proceedings and monitoring of their commercial setup gives them very less or no time, to keep a track and carry out a follow up on the defaulters.
There are many old and stubborn debtors, dealing with such delinquents,best solution to this is hiring a collection agency, which will do the needful. These agencies are usually registered, therefore, act, and work, within the limitations of the law. Here below, are mentioned some basic but important reasons for hiring debt collection agencies that ness organization.
At present, several rules and laws dominate the scene in the debt collection industry. This fact gives the customers, the upper hand to sue the company, in case they feel that their rights are being violated. This fact is very well known to the various debt-collecting agencies and therefore they are well versed in all the federal collection laws and well equipped with a legal license, to tackle the same. Henceforth, hiring a debt collection agency and allowing them to recover the debts from the defaulters, puts the business owner, at no legal risk, and at the same time, the job is completed successfully.
A company that hires a debt recovery agency, knows that fact that they are skilled at their jobs and can be tough even on the most stubborn defaulters. A proper running agency is well aware of the various tactics that involved in the recovery process. They, therefore pose a more effective threat to the debtors, than the company owner himself or his staff. In the whole process, the debtors pay off the cash, in order to avoid any future hassles.
Thus, to conclude, it may be stated that with the fear of the various debt collecting agencies, people become prompt in clearing off their debts and this proves beneficial for the company owners, who can maintain regular cash flow in the company, successfully.


The interior of the Porsche 911 Turbo S Cabriolet. Red leather is my favorite interior for just about any sports car.
This is the “lesser” 911 Turbo Cabriolet. It’s missing the S, but I’d still love it and give it shelter.
This is the production Porsche 918 Spyder. There is NO BAD ANGLE on this fantastic super hybrid.
The interior of Porsche’s 918 Spyder Hybrid is just as futuristic as the exterior. I’m sure Jay Leno already has one.
Posted: November 28, 2012 in Acura, Audi, Bentley, BMW, Buick, Cadillac, Car Shows, Chevrolet, General Motors
Tags: A8, A8L TDI, Acura, Acura NSX Concept, Acura RLX, Art Center College of Design, ATS, Audi, Bentley, BMW, Buick, Cadillac, Cadillac ATS, Chevrolet, Code 130R, Continental GT Speed, Corvette, Corvette ZR1, Encore, Gran Coupe, Hybrid Sports Bicycle, i3, i3 Concept Coupe, i8, Impala, M6, Malibu, Mulsanne, RLX, Spark, Spark EV, TDI, Tru 140S
Art Center College of Design always has some excellent concepts that the automotive design students present.  This Hybrid Sports Bicycle (HSB) caught my eye. The concept design and body fabrication was done by Tomas Bubilek and the chassis design and fabrication was done by Michael R. Bowser.
Rear taillight detail for the 2014 Acura RLX. I like the light show in the rear too, if not the overall look of the tail.
BMW i3 Concept Coupe, front.
BMW likes to show off expensive cars, and this auto show is no different. How about the M6 and M5 in the background? If six digit prices offend you, avert your eyes.
Space isn’t bad for a little CUV. I’m not sure if a young family with no kids and a dog will want this of if empty-nest retired baby boomers will go for it. Time will tell.
Cadillac: Another GM division that’s got fresh product is Cadillac.  The all-important, all-new rear-drive ATS was introduced earlier this year to much fanfare and pretty good reviews. The ATS’ stated target is the BMW 328i and it’s the first time Cadillac has real skin in this game.  While the press is slobbering all over the ATS, I’m not impressed by the interior. The plastics feel cheap, the wood looks fake (even if it is real) and the shiny digital center console with the “Cadillac User Experience” (CUE) featured prominently only looks good when it’s turned on and the sun isn’t shining on it.  The hepatic touch-control feedback is overrated and feels clumsy. Certainly not something I’d like to futz with while driving. Maybe I’ll enjoy the driving experience.
The cockpit of the 2013 Cadillac ATS with CUE. This one looks better without the wood inserts.
The rear seat of the ATS isn’t any worse than the BMW 328i or the Mercedes-Benz C-Class.
The 2014 Chevy Impala. Big. New. But I just don’t care, sorry, guys.
Chevy picked LA to show off its new 2014 Spark EV.  The Spark is the smallest car Chevy’s ever sold. It’s a product of GM South Korea (a.k.a. Daewoo). It’s better than the Aveo, but still a bit too rental for me. The EV is a big deal because California requires all the major manufacturers to sell zero emissions vehicles by a certain date. I think the first two markets for the Spark EV will be California and Florida. What it has going for it is price. It’s cheap, as far as EVs go – below $25,000 after a federal tax credit.  The electric motor is good for 120 hp and a whopping 400 lb-ft of torque. The Spark EV is quick too – GM says zero to 60 is 8 seconds.  But the big news is the fast charging system. The Combo DC Fast-Charge system promises to deliver an 80% charge in just 20 minutes.  We haven’t seen range figures yet, but the magic target is usually 100 miles per charge.
2013 Corvette (C6) ZR-1 from its sexy rear.
Prepare to yawn.  Here is the 2013 Malibu. It should be a contender in the large mid-size family sedan segment, doing battle with the likes of the Honda Accord, Toyota Camry, Nissan Altima, Ford Fusion and Hyundai Sonata; however, I think the Malibu will continue to find its place in the rental fleets.


GMC Uttarakhand  jobs in GMC Uttarakhand, then here is a piece of great news for all of them because Government Medical College, Uttarakhand has come up with 116 vacancies The details include information regardsalary, age limit, number of vacancies, application procedure, selection process, important dates, etc. are given in this article.
The dates that are important such as the walk-in-interview date are also provided. The links that will direct you are provided at the end of the page. The address on which you have to reach for the walk-in-interview is given at the end of the page. Our wishes are with you for your great success. The educational qualifications and the age limit are according to the MCI norms. Uttrakhand is the job location. Read the entire details that are provided in this article for easy understanding.
Then go to the Careers or Vacancies-Faculty & Consultants Section.


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Circa $100,000-$120,000 + bonus
Key Skills: C# IN WINDOWS, PERL IN UNIX,
My client,sit in their New York office, and will be involved in the ongoing development and enhancements of various productre skills in object-oriented design specifically in C# .NET, a various other programming languages. The right candidate will also be involved in systems architecture, database design and manipulation, modern GUI design and third party interfaces.
- Create, design, develop, code, test, debug, provide beta support and implement software programs across multiple platforms.
- Perform highly detailed analysis, design, programming, and unit/integration testing of complex subsystems and modules.
- Design and build high-quality applications and components using Agile development methods.
- Perform
- Applybuild, deployment, and maintenance.
- Proven knowledge of object oriented programming, embedded systems, UNIX systems, relational databases (RDBMS) and new/advanced programming languages
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This is a very hands-on programming position within a hugely successful technology firm thattechnologies to help drive them forward. Please do not hesitate to apply if you are a Developer/Engineer from a non-finance background, as the team is comprised of strong technically proficient individuals from different areas of development. If you are interested then please send us your details to /


Capital & Centric has launched housebuilding arm Nowhaus, and is seeking to acquire and develop sites in partnership with Greater Manchester and Merseyside local authorities to bring forward several hundred homes each year.
Looks clever, how much will they cost though?
i dont like the colours but its an innovative idea, it reads as though they’re focusing on regeneration sites too, judging by their other stuff I wouldn’t bet against them….
Great idea. Love it, I saw this at mipim they said less than £90k, I could stretch to that as single on a grad salary. Can’t afford a parking space or a roof terrace in the city centre so this is a good option.
I think houses are a great idea. Far better then the boring rubbish most house builders build. Have any been built yet?
What an attraction a restored Rochdale Canal Wharf would become. Tree lined boulevards, independent shops, cafes, visitor centre, safe moorings, trip, hire boats and dry dock to maintain visiting boats. A place to live, rest and play in Rochdale’s vibrant new waterside quarter. A restored historic canal wharf could transform the neglected Drake Street area, creating new jobs, economic, environmental and regenerative opportunities. The past. Are we really silly enough to lour fingers?


Wanda Johnson, 89, of Greeley, passed away on Jan. 22, 2011. She was a well-loved member of her family and community.
She was born July 23, 1921, . Her parents, along with her brother, Wayne moved to the Greeley/Eaton area where she attended College High School and Colorado State Teachers College.
She married Gordon Johnson of Fort Collins in 1943. They lived in Brady, Texas; Long Beach, and San Francisco, Calif., where she stayed while Gordon went overseas during World War II.
After Gordon’s discharge, they returned to Fort Collins where he finished school at Colorado State University and they welcomed two children, Beth and Greg. They moved to Greeley in 1954, where they built a business and raised their children. Wanda had many friends in the Greeley area.
She is survived by her husband, Gordon of Greeley; daughter, Beth (Atulya) Johnson of Kerala, India; son, Greg (Sheree) Johnson of rural Greeley; loving grandchildren, Andy Johnson and Tyler Davidson of Greeley, Stacy (Derek) Walsh of Phoenix and Nicole (Clint) Peters of Colorado Springs, as well as8 at the ., followed by a reception at the church. Private family inurnmentm.


From a mish-mash of cultural identities integrated into what I refer to as a “cultural mutt” , has emerged what I identify in myself to be a unique global cultural identity, one that seeks expression through a variety of forms, mainly the Visual Arts, inextricably linked with my psychological studies.
My projects center around constructs of culture/identity and humankind’s relationship with nature, through immersive experiments that distill the essence of such cultural & psychological perceptions.
My works are meant to be immersive through contemplative viewing, and are made using photography as a base from which to span out into other art forms through a process of development of dialogue between materials & techinques.
Materials range from raw/natural to high tech & luxurious such as: Transluscent natural materials, natural fabrics & fibers, digital media, interactive elements, precious metal threads, semi-precious & precious metals & stones.
Techniques applied such as: Digital printing on experimental materials, hand-embroidery, gilding, haute couture embroidery, interactive textiles.


I really love the shape of this card...not the easiest to handle though, esp. with those postal postcards-eating machines...
I think that even though I have a number of Lithuanian cards so far, most of them are multiviews, so im still missing singles from some of the places. Im still yearning for that great aerial view od Trakai....and I dont really have cards showing Kretinga for example or Šiaulai. Its a pity when there is such a diversity of places to get mainly Vilnius or Kaunas or such....


Showing 31 - 40 of 94 results for "Tom Garcia"
...and how they transition from the accumulation phase," Fitzpatrick said. The comments came after AIST chief executive Tom Garcia opened the conference A calling for the federal government not to mandate retirement products. He expects the government will ...
...more than $250,000 in super savings are encouraged to part-annuitise their retirement balance. AIST chief executive Tom Garcia said the research showed one scenario where a retiree was about $70,000 better off after 25 years in retirement by choosing ...
...generally questioned by Industry Super Australia, there are industry funds backing the proposals. AIST chief executive Tom Garcia said the changes were not supported by evidence showing it would lead to better outcomes for members of not-for-profit funds. ...
...Earlier this yeaupported the inquiry. AIST chief executive Tom Garcia said the current Tax Inquiry needed to consider fairer distribution of tax concessions in superannuation to improve the ...
...continued growth in the provision of member-focused advice expected in the coming years," Campo added. AIST chief executive Tom Garcia commented on the research, saying: "Not-for-profit funds are working hard to make sure that members have access to ...
...people on low to middle incomes to boost retirement incomes is an intended outcome of the system. AIST chief executive Tom Garcia said most people approaching retirement will draw an income that is a combination of both super and the Age Pension. "The ...
...high balances) and ignore the role of the pension in retirement income. Commenting on the report, AIST chief executive Tom Garcia said that "The reality is that most Australians - including most of those starting out in the workforce today -"will not ...
...at the problem of women's retirement savings. believes the first step in addressing the super gender gap is creating a fairer taxation system. "The reality is, the system ...
..."How can these costs be justified when there is no evidence to support the need for any change?" AIST chief executive Tom Garcia asked. The AIST outlined its position against the proposed changes to the board structure for superannuation funds in a response ...


Sadly, I was not accepted onto that MFA course I told you about, ergo the scholarship opportunity is pretty much sunk for this year. Was a bit bummed out about that, but have recovered sufficiently to think that at least I'll be able to afford a decent computer (this laptop is still chugging along, but it's better for stopping my car sliding backwards on a hill, these days!
Have finished the bassist and drummer on that Beat' animation, pushing it through bit by bit (was able to save the work off the defunct Iolaus (R.I.P!
As I said, "I don't collect them (penguins) - other people force my collection upon me!
The Curious Incident of the Dog in the Night was a good read, I demolished it off in only a couple of sittings!(Indeed, I may have even polished it off in just one...
So cheers for that. Hey, when I have a worthy machine of my own, I'll be able to do animation again - hooray!


When make forecasts, there are 2 main methods to get to an outcome. Either the quantitative approach of the qualitative approach.
Examples of the qualitative approach are:
Sales force estimates
The quantitative model lets us forecast the future based on past data. It’s usually a more reliable way of forecasting. Especially when you have a few years of data and multiple correlating datasets.
The moving average method is a little but more sophisticated. It uses more data points spaced out equally over time. If you do 12 months moving average time series you’re continually recomputing the data as new data comes in. So, if you have a new month of data added to your moving average, the oldest month will fall of the chart and won’t be computed to recalculate the new moving average.
With exponential smoothing we still consider older data, but we give it progressively less weight in the calculation. This technique detects significant change by ignoring fluctuations irrelevant to the purpose at hand.


Perhaps a Seth Sinovic farewell game?
I’ve said it for weeks but you have to play the kids. I never expected an entirely youthful lineup, but I have long expected some injection of youth into the regular starting lineup. We got a taste of that with Busio starting last week, but let’s go deeper. With the playoffs fully out of reach, there is no reason to run players into the ground (though they do have the longest offseason in forever to rest up — no games at Children’s Mercy Park until March sounds horrific).
One thing that I think has to happen and I think it would be criminal if it didn’t, was that Roger Espinoza needs a rest. Ironically, he successfully navigated five games straight where he was on the edge of being suspended with another yellow card. He managed to avoid that but for me he looked tired from about the 35th minute on against Minnesota United. Rest him! He shouldn’t play three times in a week. He’s very likely coming back in 2020, so no need to play him again. He’s proved his worth.
How I would replace Espinoza varies slightly from Thad’s prediction. Instead of Medranda, I’d really like to see Felipe Hernandez get a start. I know he just signed but he’s been in the SKC system for years and has played hard for an under-performing Swope Park Rangers team all year. Put him in the midfield in Roger’s spot.
Then next to him I’m fine with either Gianluca Busio or Felipe Gutierrez (I kind of like Busio as a sub more than a starter right now as he seems to conserve energy when he starts versus he goes all-out as a sub). If it’s Busio, play Gutierrez as the #6 and have Ilie come off the bench and push Guti forward into Busio’s spot. If Ilie Sanchez starts at the #6, then Guti plays next to Hernandez. If Medranda starts instead of Hernandez, that’s fine, but I’d prefer Felipe.
In defense I expect Matt Besler back (though if Ilie isn’t starting in the midfield, he could start here to continue that experiment). I was down on Ilie playing CB when the lineup was released mid-week but he did well. I know we definitely won’t see Graham Smith as he is clearly in the dog house because one of the best players in the league (Zlatan Ibrahimovic) tore him apart.
I expect Botond Barath to start next to whoever is back there with him. Luis Martins probably starts on the left but I’d be cool with a farewell game for Sinovic who seems increasingly likely to not have his 2020 option picked up.  On the right it has to e Jaylin Lindsey for my money. Zusi has two (!) more guaranteed years.
At forward, the options are limited. I imagine Johnny Russell definitely starts. Everything else is up in the air. I’m very unsure if Krisztian Nemeth returns in 2020 but if Vermes needs to figure that out still, he should start. I’d honestly be open to him starting on the left wing to see how that goes since he was so successful there in his first go around with SKC.
For my money, Daniel Salloi needs to be loaned to Swope Park for Monday’s game. It’s a home game so if he doesn’t play or plays very limited minutes, he could be available for that game too. If Nemeth doesn’t start on the wing (which seems likely to not happen) then I’d like to see Gerso Fernandes over Salloi. I don’t care that he needs a goal. He has forgotten how to score and SPR can help with that more than Portland.
In goal I expect to see Tim Melia. If Adrian Zendejas was healthy I’d be good with him starting but Eric Dick is too poor with his feet to play in a MLS game in my mind.
I’m sure this is completely wrong, but I couldn’t stop myself from writing this. It actually started as a comment on our preview of this match (which is still there in it’s raw, unedited form).


Dave Kloha is the chairman of our zoning committee, please contact him for any zoning needs.
Land use permit is $125 (house/residence).
After the fact land use permit is $250 plus legal fees.
Accessory structure (garage, other structures not used as a residence) is $75.
After the fact accessory structure permit is $150.
Conditional use permit is $300 or $500 if a special Town Board meeting is required.


I have had the song from The Lego Movie stuck in my head for weeks.
Awesomeness is generally elusive, but I did get a big box of spray paint a few weeks ago. I’d like to paint the trees in my yard, but I suspect not everyone in my house would appreciate the awesomeness of that.


Aspergillus Fumigatus Colonization in Cystic Fibrosis: Implications for Lung Function?
 deterioration of lung function, the effects of A. fumigatus colonization on lung function in the absence of ABPA are not clear. This study was performed in 259 adults and children with CF, without ABPA. A. fumigatusn on lung function observed between 2002 and 2007. Longitudinal data were analysed with a linear mixed model. Sixty-one of 259 patients were at least intermittently colonized with A. fumigatus. An association was found between A. fumigatus colonization and increased age and use of inhaled antibiotics. In the longitudinal analysis, 163 patients were grouped according to duration of d.


Join the Aurora Historical Society at the Tanner House Museum grounds for the 2019 Independence Day Picnic & Ringing of the Bells.
The festivities will include a petting zoo, juggler, lawn games, pie-eating contest, self-guided tours of the house and the nationwide observance of the Ringing of the Bells at 1:00 PM, followed by a brief concert by the Aurora American Legion Band.
Traditional picnic fare available at a nominal price.


Commenting on Meaty’s win, Hong 10 said: “Comparing him to the other contestants, it was obvious he was going to win – Meaty doesn’t show any weak points, he’s a smart competitor.”
B-Boy Meaty will head to Zurich, Switzerland in November where he has a chance at winning a spot in the Red Bull BC One World Final. After accepting the trophy, Meaty said: “Winning the competition twice, back to back, is a big achievement – I’ve lost more than I’ve won but it helped me grow into the competitor I am today. To win something like this is a privilege and an honour, it’s given me more confidence but I’m still humble.”


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"Alsofor privately bought EVs to reduce the capital cost of purchasing a BEV or PHEV. The level of grant available depends upon the value of the vehicle, with EVs costing over €20,000 qualifying for the maximum grant of €5,000.


'Industrial Cyber Security for Dummies'ch al‐wo and resiliency at risk.
Introducing the book, co-authors Jeff Lund and David Meltzer say: "The concern around cyber security in the industrial space continues to grow. Each day it becomes more crucial that industrial organisations understand the cyber landscape and know how to defend themselves against attacks. This book discusses the basics of industrial cyber-physical security and helps both IT and OT audiences understand what security controls are needed for industrial environments."
Follow the link to download an.


You’ve probably heard it before, but the cuisine in Madrid is excellent!
If you find you need to run out for something any other time, no need to worry!
Spain has a wide variety of food and drinks, and trying a few favorites never hurts!Typical Spanish jamón is ham from an Iberian pig that is native to Spain. It is one of the most famous, frequent and delicious foods that the Spanish treasure!


IIt's!
Now, I'm not really sure what you can take from that information!Different generations have different ideas as to what is important to them and how they choose to live!
I say this because I spent Sunday with a group of Senior Adults from our church on a road trip to a dinner theater in Virginia!It was such a wonderful experience!(And the dinner theater was great, too!) But the best part was being with people my age that share the same life values that I feel!Add to that the most important thing we share….our love of Jesus and what our faith means to each of us!It's so innocent, so free and so real!I love it!I'm e!
But, when I am with my Seniors, the bond is so strong as we share our valleys and mountain top experiences!It's such a comfort in knowing they understand and we can help each other whenever one of us needs it!


According to some third party estimates, 45%-85% of all emails generated each day are spam. But besides the lures, malicious links and attachments these emails may contain, the flow of spam can be annoying and overwhelming, clogging up user mailboxes if there is no anti-spam solution installed.
According to the calculations, those getting sent up to 30 emails per day also receive around 30 spam samples a week, and waste in total around five hours every year sorting them out. Workers receiving 30-60 emails each day spend 11 hours per year doing the same, which is more than one business day. And those receiving up to 100 emails daily can spend 18 hours – more than two business days a year. For mailboxes with more than 100 incoming messages per day, the number of hours needed to sort out spam emails equates to 80 per year. But this could be general mailboxes for all incoming inquiries, which are usually not cleaned up.


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*High five to all you archivists out there, I expect you are currently having your own wry smile in agreement at this!
Defying the laws of physics Part 2. AKA Smashing things...
Exhibition Designer: Hurrah for us?


"What does my opponent want out of this situation?"
"If I make this move or move in this way, how will the opponent react?"
"How can I take advantage of my opponent moving in this way?"
"Hey, at least my teammates are doing really well!"
"This might look bad right now, but I have been through and won from worse!"
"Hah, our opponent(s) is so bad, there's no way we can lose this game!


and how small is the chance of recovery. Yet, there is always hope. How often we are surprised by people who turn around and recover when we think they don't have a chance. Then the family can be told about the current situation. They have a choice to see him after he is fully sedated or they can see him now in pain. I trust the family willpatient.And they will make a decision that they can live with.The doctor needs to be very sensitive and supportive so the family knows either decision is OK. They can choose what they feel will be best for the patient and for themselves.
Each situation and person is different, and there is no one answer to this question. T have a Living Will/Advanced Directive and to make sure that you and your family have copies readily available in case of emergency. Such a directivee.g., to not be intubated or that, if at all possible, you would like a chance to say goodbye to your loved ones, even if it means being in pain longer. However you and your family choose to proceed, an advanced directive can help take the uncertainty and dilemma out of the equation.
No matter the pain, no matter the result, no matter the possibility, no matter the injury, no matter the chance...I would rather have my last 10 minutes speaking to my family than my last three weeks lying there without closure. When my life comes to an end, I'm confident that I will have said "I love you" everyday to everyone that I love, but will they feel the same? When we exit, there are no more tears and no more worries for ourselves, but the same cannot be said for the survivors of our demise. Will they get to share the end with you or face the chance that all of their words of consolation go unheard as they speak to your body? I'd give 5 years of my life to go back to the week my Grandfather died to let him know what his gifts meant to me. I'd want to KNOW that he heard my words, that he knew that he was appreciated more than I could speak with words. I'd wish to hold his hand and have him squeeze mine. Once a person has been stripped of their ability to fight either by failing faculties or "medically induced comfort", the sparkle that made them human, the very essence of what they were in life ceases to be. My Grandfather knew, KNEW he loved me, but did he know, KNOW how much I loved him? I cannot place blame on a doctor for the decision to suggest that his life was ending and place him in a place of personal comfort, but knowing my Grandfather, I think he'd have held on long enough to say goodbye, and more importantly, allowed me to do the same.
There is no sorrow for those who have passed on. Sorrow is a curse on the living.
It's hard giving hope when you know a person is not going to make it, but at the same time the families should be able to decide what they need to do and how to do it themselves.
As a nurse, I see your dilemma, however, some people are very strong and some are not....to us, that unimaginable pain is something we see and have learned to deal with, for some people, to see a loved one like that is something that will never leave them, no matter what.... It would have been nice for him to be able to say something to his wife, but, again, he could have said things that haunted her forever... each case is different. I have been present when the situation was presented, and the options were offered, and sometimes the family member chooses to go in, and sometimes not. Sometimes I think they should have gone in, sometimes not. I think they choose what they can live with afterward when given the option....still, very, very difficult for them, and a lot of responsibility for us....
You must be strong enough td allow it to "haunt"/live with you forever.
II know it's not the same, but I had to put my dog to sleep on Easter and I stayed with him until the very end- nobody (or animal) deserves to die alone.
Ever consider at least asking the family of their wishes???? With all due respect, this decision is NOT either the responsibility or the privlege of the medical staff. Its their job to render medical aid to the patient, with compassion
to the family. Given the severity and unchangable impact, seeing the loved one in that state is 100% the
decision o fthe *FAMILY*. As a wife and mother, I'd cherish that last "I love you" over the peaceful look on my
loved ones face. I can see that look when they are in the casket. Its those last words, both heard and spoken that can never happen again.
I disagree with your post. If what you write should be the case, then it follows that the doctor should ask the family whether the patient should be intubated or whether the patient should be given morphine before they see him. I can just imagine the doctor going to the family and saying, "Your loved one has been burned over 19% of his body and he is in excruciating pain. He's thrashing around and moaning because of this


4.5 Steamy STARS!!!
HOLY HELL! This book is HOT! HOT! HOT! “I like sex. Kinky sex. The kinkier the better” – YEP!!! This said it all!
“Never go home with anyone. Never take off my mask. Never give any personal info besides my first initial. And no penetration.”
Nathan Sinclair is sexy, dark, successful, confident and with a colorful sex life. He frequents the Open Door and the first time he laid eye on Trish, he was intrigued.
Trish is a proper secretary to Hudson Pierce Industries by day but by night there is nothing about good and proper about Trish. The first time she saw Nathan she was mesmerized by his gorgeous green eyes and his scorching hot body. Trish is a free spirit – she loves uninhibited and adventurous sex without commitment. Trish does not want anyone owning or controlling her life so she has rules to avoid men becoming too attached. For some reason though, Trish has a hard time following her own carefully crafted rules with Nathan. Nathan used to get what he wants and he is not willing to let Trish slips through his fingers that easy. Can Nathan convince Trish to bend a few rules for a fairytale happily ever after?
Laurelin Paige is one of my go-to author – she never disappoints.


Does the RBA ignore the market? Yep!
This morning, the Yanks revealed what when on behind the scenes at their March Fed meeting,Unlike us, a ‘rates on hold’ decision their resulted in the market going higher. Of course, the Yanks are expecting a rate rise (possibly in June or September) but even though the Fed has dropped “patient” from its statement, some experts think rates won’t rise until 2016!
All experts (and even the Fed boss) have said that data will determine when rates go higher. A lot of US commentators reiterate that the Fed will also be guided by the market reaction. That’s a rare situation where I wish we’d copy the Yanks, because I don’t think our RBA cares too much about the market.
They don’t seem to care about the transmission mechanism that is the market. These transmission mechanisms are channels through which things, like interest rates, move through to make rises or cuts affect demand first, then consumption and investment and, finally, growth as well as jobs.
By the way, the housing market can be a transmission mechanism. As people feel wealthier because of their more valuable homes, they spend. Sydneysiders better start overspending to make up for the lack of spending in other states, where a drop in interest rates could have brought forth more spending.
Clearly, the Sydney housing surge has forced the RBA to ignore the stock market, subdued consumers, confidence-lacking businesses, unemployment over 6%, the stubbornness of the Aussie dollar to fall to the low 70 US cents region and the general belief that economic growth will spike strongly next year, which the RBA expects.
Remember, I’m giving the central bank board and the governor, Glenn Stevens, a month or so to be proved right.
I don’t want to draw parallels with the RBA under Paul Keating, where they drip-fed rate rises in the late 1980s until they took home loan interest rates to 17% plus! Unsurprisingly, that’s how our last recession was created.
I hope this slowness to cut doesn’t have the same result. I’d just like to see the economy get a head of steam up for growth ASAP.
Yesterday we saw the ANZ/Roy Morgan consumer confidence reading fall 2.3% to 109.7. This is an eight-month low and takes the index below the 2014 average! That can’t be a good thing. I couldn’t imagine Joe Hockey and Glenn Stevens dancing around the office, air punching when they heard that news. In fact, I’d love to see Glenn show that kind of exuberance — it would be a real hoot.
Joe Hockey really needs a turnaround for the economy if he wants to keep his job. The same goes for the PM, Tony Abbott, so it surprises me why the Government is putting out leaks to major newspapers about toughening up measures for retirees, pensioners, high-income taxpayers and others.
Last night, I was talking to Spiro Pappas from NAB about The 2014 Australia-China Trade Report, which the bank sponsored. As he talked about Andrew Robb’s trade deals and the fact that 88% of businesses have China in their business plans (which seems extraordinary), it instantly raised my confidence that this economy of ours can eventually make up for the loss of the mining boom.
t$3,400 in 2009 to $16,985 in 2013.
direct trade with China contributes 5.5% to Australian GDP, amounting to $79,150 million.
nearly 200,000 Australian jobs (or one in 58 nearly 90% of Australian firms surveyed describe their two-year business outlook with China as optimistic.
Positive things like this transmit positivity to someone like me and while an RBA governor doesn’t have to inspire the nation (though it could be good if he could), I think a government should really think about going long optimism, hope and a future with potential.
Who knows? Business and consumers could actually start believing that these subdued times will soon end.
I’d love to see that come through a beloved transmission mechanism (the media) close to me!


For reasons of preservation and access, the scrapbook was disbound and its pages placed in file folders. A folder of loose items that have detached from the scrapbook is also included.


"I was really happy to get a scholarship, especially because I was on the younger end of my age group," Barnard-Bahn said. "That was really special, and I was super excited when I got the email."
"I was really excited that I met all the requirements," Barnard-Bahn said. "It was something very specific, which is great for a scholarship because fewer people are eligible to enter. And I have never actually been in a choral competition before, which I've always wanted to try."
"I also love having the recording as a permanent memory. Even though all the little flaws jump out at me when I listen to it, I'm proud of myself for my growth as a singer and for earning the scholarship."
"Zoom isn't great for singing because there's lag," she said. "I would've also needed a pianist or would've sung along to a YouTube video — so the recording was a much better option."
"It's a great experience, especially to audition live and perform in a concert, which, unfortunately, wasn't a possibility," Barnard-Bahn
"The arts have been hit really hard by the effects of COVID-19," Barnard-Bahn said. "Organizations can't do any concerts and stuff like that. I'm really grateful that they continued the scholarship with the limitations that they had."
Congratulations Larkin!


"It is incredibly satisfying," says Valley Honda Owner, Bob Navarre. "But it's not at all surprising. Everybody here has worked so hard and has put everything they had into making this dealership work so well."
"room."
"Now that we're in the top 25, we're setting our goals for the Top Ten, the Top Five," Navarre states. "And we recognize that the only way to do that is to keep providing our customers old and new with a Honda experience that they'll never forget."


Home Formation Online Meeting of the General Council and the Spanish, Portuguese, and Italian-speaking...
 Major Superiors
The Superior General, Fr Rogério Gomes, and the General Council had an online meeting with the Major Superiors of from the Units of Latin and Europe.
The online meeting was for 4 hours each day for 4 days (20th – 21st and 23rd – 24th February). The Meetinggood despite the air of carnival in Latin America. Fr Rogério presented the Sexennial Plan of action of the General Council and invited the confreres to respond with questions and clarifications regarding this plan for the next 6 years. Fr José Carlos, the Procurator General presented a couple of sessions on the important changes in the Code of Canon Law concerning Religious Life in the papacy of Pope Francis. He also had a separate session on Safeguarding of Minors and Vulnerable adults. Fr Alfonso Amarante, the Preside of the Alphonsian Academy gave a presentation on St. Alphonsus, Pastor and Doctor in the context of Leadership today. Other matters discussed were the questions regarding Restructuring and Reconfiguration and how to move forward with regard to the new provinces that will come into existence in this year; the Alphonsian Academy and the Collegio Maggiore; the Priority of the Congregation for Africa and Madagascar and the Fund for the same Conference; and the forthcoming publication of the XXVI General Chapter Documents (Final Message, Decisions, Directives and Document for Study, Reflection and Action). The Major Superiors were invited to send in their questions and clarifications through online chat, email, and WhatsApp. The Online Meeting had its moments of prayer with carefully prepared prayer sessions to open and close and translations in different languages for the participants to follow in their own languages. Fr Rogério thanked the Major Superiors for their active participation and assured them that he and the council would accompany they very closely in the service of animation of their units.
There were 34 Major Superiors, the General Government members, and the Curia officials who actively participated in the meeting. They positively valued it as an effective tool for the ongoing formation of those who carry out the task of animating the Congregation in each Unit. Soon a similar meeting will be held in person with the English-speaking Major Superiors in Rome.
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Red Roof Inn Denver is situated in Denver and area attractions include . Additional area attractions...
Situated in Ephrata, Hampton Inn & Suites Ephrata Mountain Springs is close to . Also nearby are Car and Pedal Car Museum and The Green Dragon Farmer's Market.


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God made a wonderful mother, and that wonderful mother is mine"
Each of us also feels the same to our moms. You can tell of everything about your mom, and I can also share to you some stories about my one and only Mama Miploy or Miraflor Acabo in real name. Today is a special day for her so I'll make her the center of my today's post. Oh, I forgot to make my birthday post for her on May 5. "Mama, you're now 38, you're getting younger!"
She was only 19 when she delivered me into this world. That's the first thing that proves how proud and thankful I am to be her first daughter. But prior to it, she showed how deep her love to papa is when they went to Canla-on to have a "tanan". That's why I was made!
Now, she's studying her masteral degree at Moalboal, Cebu to at least uplift her position. We support you with that ma!
Mama, we love you so much. Thank you, belated happy birthday and happy mother's day!


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Former Rams defensive coordinator Wade Phillips, 72, is on the Browns’ radar to run Kevin Stefanski’s defense, sourcesBut the former head coach of six NFL teams — a league-high — also said in the same tweet that he wants to continue coaching.
Stefanski, who will likely be introduced as the Browns’ 18th full-time head coach in a press conference on Tuesday, is expectedincluding current Browns’ defensive coordinator Steve Wilks. Wilks was set to becomwns’ job last year, and will likely be under consideration again this time around. Vikings defensive coordinator George Edward, who’s contract is not being renewed, is also on the radar.