To safeguard the overall integrity of the Clearing House and to protect the mutualizing Default Fund, we conduct an internal credit assessment of all counterparties and perform continuous monitoring of credit, concentration and wrong-way risks. This enables us to guarantee fulfilment of all obligations towards counterparties even under extreme market conditions. Therefore, it is essential for us to monitor all risks arising from the trading portfolios of counterparties on the one hand, and from the collateral deposited to secure such portfolios on the other hand.
Please click here for an overview in which markets Eurex Clearing acts as a CCP.
pure cash positions.
company capital requirement.
Credit risk is defined as the potential loss one party may suffer if the counterparty failsits transactions.
Concentration risk is defined as the potential loss which we may suffer during the Default Management Process, due to an insufficient diversification with respect to the counterparty’s collateral pool and transactions.
Wrong-way risk is defined as the potential loss which Eurex Clearingunfavorable interrelatedness between the counterparty’s creditworthiness, the value of its collateral pool and the value of its portfolio.
Based on these assessments each counterparty will be assigned to one of several pre-defined classifications. We inform all counterparties about their classification and any changes thereof. Furthermore, credit risk thresholds may be set as a control mechanism. The purpose of the thresholds is to reduce the risk of losses as a result of a counterparty’s default. Depending on the particular trading portfolio, credit risk thresholds can be defined either as maximum margin requirement and/or as maximum notional exposure arising from transactions conducted by the counterparty.
The Clearing Member classification also coincides with the applicable concentration and wrong-way risk thresholds for the respective counterparty, explained more in detail in the sections below.
We assume a portfolio or collateral pool to be concentrated if the exposure of a particular position exceeds the aggregated market demand during the anticipated liquidation period. Hereby, market demand depends on market capacity and on the credit quality of the particular security or instrument.
In addition to the counterparty classification, we process so-called country and supranational organization classifications, both of which are considered as input parameters for the definition of concentration risk limits. The classifications follow the same color scheme outlined in the general section, while details about the current classifications can be found in the Eurex Clearing Member Section on our website.
For listed fixed income derivatives, the notional concentration limits are not applicable, i.e. the exposures of these instruments are not taken into consideration while assessing the general concentration limits as outlined in the table above. For listed fixed income derivatives, a daily concentration monitoring and early warning system is in place. Clearing Members are proactively contacted in case the share of open interest for an individual instrument exceeds 30%.
Another type of risk we are facing in case of a counterparty’s default is the one arising from instruments - which when being liquidated - are likely to decrease in value as they are linked to the credit quality of the counterparty. This kind of risk is referred to as wrong-way risk.
The first step in which we avoid wrong-way risk is that we do not allow counterparties to deposit own issues (or issues of closely linked entities) as collateral. Moreover, counterparties are not entitled to use such instruments as collateral for repo transaction or securities lending transactions.
"Any country" is defined as all countries within the country classification, including the counterparty’s home country.
The currently applicable wrong-way risk limits are shown below and are applicable to a counterparty’s collateral pool and the counterparty’s notional exposure. The same handling for listed fixed income derivatives as outlined above for concentration limits applies to wrong-way risk limits.
Wrong-way risk limits for "any country"


AgoraBee has developed what it claims is the world’s lowest cost global fleet tracking solution using Nordic Semiconductor.
An AgoraBee-developed propriety radio protocol ensures security, and allied with the use of a unique ID code for each tag and advanced networking using the nRF24L01+’s ability to rapidly wake from – and drop back into – an ultra low power sleep mode (as low as 900nA) within milliseconds, several hundred tags can be used in close proximity and run from a coin cell (‘watch battery’) power source for up to five years due to the low duty cycle of the application.
“Although theft is a big problem, the biggest problem many haulage and indeed vehicle rental, maintenance, and security firms [which the AgoraBee solution is also ideally suited to] face is locating lost assets whose location was not recorded or recorded manually but incorrectly,” comments AgoraBee R&D Director, Dr. Louis Harik, who together with AgoraBee Managing Director, Dr. Jari-Pascal Curty, led the team that developed the Chisfleet solution.
“A common example in haulage is not knowing where trailers are left once they have been detached from a delivery truck which can be extremely costly – not to mention stressful – to find. Until now the only way to avoid such problems was to employ GPS modem trackers which are bulky, heavy, difficult and expensive to replace if damaged, and can only run off a battery for several hours at a time so also need frequent – read: ‘expensive’ – manual maintenance and monitoring as well. Passive RFID chips although less costly – are also not ideal as they require manually-operated (so again prone to human-error and expensive) readers. Our solution is fully-automated, employs matchbox-sized (5.1 x 4.7 x 1.0cm) RF tags that weigh 25g, is 10x less expensive, and can run for five years from a regular CR2032 coin cell.”
“Asset tracking and RFID-type applications would not conventionally be considered an obvious domain for Nordic 2.4GHz ultra low power solutioYet as AgoraBee’s Chisfleet solution demonstrates, the cost, performance, and extended coin-cell battery-life of 2.4GHz wireless technology is enabling it to challenge and significantly improve upon conventional approaches in a wide range of industrial [as well as home] automation applications.”
AgoraBee is currently seeking distribution channel partners for its solution worldwide and interested companies should email: jari.curty@agorabee.com.


Being the owner of one of the first runs, I'll have to pass. Knowing how rabid us fans of yours can be though, those things'll sell... Sometime between now and tomorrow I reckon.
PS. Did you know arrow keys don't work in these typing fields?


2. Typhoon Dave sweeps over the marijuana fields of Thailand, causing THC-laced rain in Bangkok -- just as the worldwide gemologist convention is opening!
5. Mt. Etna, August, 1943. Searching the body of a panzer commander, John 'Ultra' Maroon finds several pieces of diamond jewelry. Keeping a ring for his wife, he buries the rest, putting a map to their location in his shirt pocket. 50 years later his granddaughter finds the map. But will the diamonds still be there?
Good one, I think. Can Will Smith star, or is he too old?
Also, I don't buy it. I can believe Mbungu thinks it a dreadful thing for him to be a slave, and for his own warriors, but for his defeated enemies?


think the very essence of my fears enabled me to believe that, because I wasn’t supposed to need anyone, then no one really needed me either.
Try saying those words out loud to God.
The more we practice them with God, the easier they flow out to others as well. With time and trust, I catch myself reverting to old habits a little less frequently, and I’m able to allow grace to correct my path more quickly.
Loved “In Courage” and I’! h!
I resonated deeply with your words. I too, have wanted to find value and significance in what I am capable of accomplishing in my own strength. I love the kindness of God in revealing to us that we NEVER have to work for His love or approvalour community! </s> To put it simply, a workflow consists of the step by step process of how you do your work from start to finish. It’s composed of all the activities that happen in a sequence -bigger tasks.
Workflows can also be implemented in real life and they don’t have to be complicated. You can create some basic workflows to help in process improvements and elimination of inefficiencies in your daily routine, therefore, increasing your output and productivity. Aside from that, it also leads to better communication as well as a quick and easy resolution to bottlenecks. </s>What more could you ask for? lose eat shakes pounds bars eating tastes items delicious snack lost breakfast portion shake tasted control taste calories chocolate.
Bre. I didn't have that so, it was cooked with water. It might be less sweet with milk?
r. Lunch was the loaded mashed potatoes, that I mixed in a cup of steamed broccoli. I used to eat instant mashed potatoes as a very poor college student during cram sessions; these are worse.
I had the rest of my steamed broccoli and squash from lunch with it. Breakfast is the Apple Strudel Bar-this is the best bar so far. I wish I had another one.  Lunch was my favorite so far too- white cheddar mac and cheese. Wish I was looking forward to another of these tomorrow instead of the chocolate fudge bar.
 it. It turned out light and fluffy! I had the meatballs 4 with marinara over some zoodles and chopped red pepper. Sid
Dan


A month after Square Enix shut down the ability for players to buy houses in its MMO game, producer Yoshi-P has finally confirmed the Final Fantasy XIV house lottery’s return date for later this month, and maintenance and testing began on Monday.
Starting with patch 6.1 with the Endwalker expansion, the Final Fantasy XIV team introduced a housing system for the residential district of Empyreum. This is governed by a lottery system where players are randomly chosen for a plot of land, which worked fine, until it failed, choosing the winning number of zero despite no player being able to select it.
In a new update, producer Naoki Yoshida confirms that the team has finally “completed preparations to implement our fixes and restore lottery data.” The team will perform maintenance to restorll “temporary holds” on parcel pu land, and even if their ticket was refunded, they will still be able to finalize the purchase, although Yoshida asks players to voluntarily return their refunded deposit.
Once Square Enix confirms that all fixes have been successful, the housing lottery will resume properly on May 26 at 8am PDT / 11am EDT / 4pm BST. In closing, Yoshida extends his “deepest apologies for the trouble and inconvenience these issues have caused” and the team “will do everything in our power to safely restore your data, fix any remaining issues, and provide everyone with a fair and functional housing lottery. system”.
Elsewhere in Final Fantasy news, Yoshida confirms that Final Fantasy XVI is in its “final stages” of development and its next trailer is apparently ready, so expect to see it soon.


at the two hospitals. Participants were requested to attend an interview at the hospital 12 months after enrolment, failing which the interview was conducted by telephone. Initial and final contraceptive methods used were confirmed with the participant at the last interview. Other questions at this interview included whether the participant had been pregnant since joining the study, the outcome of the pregnancy, and what contraceptive methods had been used since joining the study, as well as reasons for discontinuation. Attempts to contact women who did not return for follow-up were continued until study closure in June 2014. Research assistants advised participants to attend the relevant health facility for any health concerns.
Baseline characteristics were compared between enrolled groups, as well as those with follow up of 12 months or more. For categorical variables, the rates of outcome events were compareI). P-values were calculated using the Chi-squared test with Mantel-Haenszel correction or, for small numbers, the Fisher’s exacRegistration of the protocol was undertaken on 15 September 2008 (Verification Code: 0–953). It was subsequently found not to have been logged by the system, and was re-on 4th September 2014 (PACTR201409000880157). (PACTR201409000880157).
Data on discontinuation were available for 982 women (78.7 %) in the IUD group and 1000 women (80.3 %) in the IPC group. In the IUD group, 855 (87.1 %) of the 982 women received an IUD as allocated; the other 127 women (12.9 %) received a non-allocated method (protocol violations), which was an IPC in most (125) cases. In the IPC group, 974 out of 1000 women (97.4 %) received an IPC as allocated, with 85.5 % receiving DMPA; the remainder received NET. Twenty-three out of the 26 women in the IPC group receiving a non-allocated method (protocol violations) received an IUD, and follow-up data did not distinguish between DMPA and NET. At the final follow-up interview, 729 women (74.2 %) out of 982 women in the IUD group were using an IUD, compared with 831 (83.1 %) out of 1000 women in the IPC group (intention-to-treat). Loss to follow-up was relatively high and, in the worse case scenario, if all those lost to follow-up were not using the allocated method, the percentage of women using the allocated method at follow-up in the IUD and IPC groups was 58.5 % and 66.7 %, respectively. However, among women who initiated their allocated treatment as per protocol, discontinuation at a median follow-up of 20  IUD and the IPC groups (141/855 women [16.5 %] versus 143/974 women [14.7 %], respectively; RR 1.12, 95 % CI 0.91 to 1.39; P = 0.29) (Table 3).
As mentioned above, during the conduct of our trial an observational study published findings of increased HIV acquisition among women who chose DMPA contraception, which gained wide media attention . Trial investigators attended international stakeholder consultations, where there were calls for a large, multicentre trial to conclusively answer the questions on the on and disease progression . In such a trial, any evidence relating to DMPA should be robust and distinct from other long-acting, progestin contraceptives. As the current pragmatic trial was unable to unequivocally answer the DMPA/HIV question due to the allowance of DMPA or NET in the IPC group, we stopped recruitment in November 2012. We followed up the reduced sample as planned with the aim of using these data to inform the design of the requisite, more robust trial .
Nevertheless, the sample size was adequate to assess the primary outcome due to the occurrence of higher than expected pregnancy rates in this trial. In contraceptive guidelines, contraceptive failure with typical use is considered to be about six pregnancies per 100 women-years with IPC use, and one per 100 women-years with IUD use . The estimate for IPC failure is supported by our findings, and those of a recent observational study of contraceptive use in South Africa, which reported pregnancy rates with IPC of 4.4 per 100 women-years . However, pregnancy rates in women allocated to IUD use in our study, although significantly lower with the IUD than IPC, were higher than expected. This was probably partly due to over-estimation on intention-to-treat analysis, as 13 % of women allocated to the IUD group received IPC. Thus, our findings provide robust evidence that allocation to the IUD is more effective than allocation to IPC in preventing unintended pregnancies in South Africa. This has important implications for contraceptive


WOW! What an incredible first day at MCM Expo London, making new ones and getting to meet some of you awesome lot as well!
I got to meet the incredible Jessica Nigri whilst there *insert fan girl squeal* She is suchfor her! I was lucky enough to see Ryan Brandt and Kelly Jean to! These guys are great, and if you aren't following any of these guys, I suggest you start now! You won't be disappointed I promise!


friends. We are grateful for the new connections we made this year. Every one of you has contributed in some way to making this past year a blessing.


"The costs of running a practice are increasing, and that's the same for both those who are employed by hospitals or those who are running their own practice," says Bohannon. "Certainly those running their own practice feel that pinch more."


JosephaccurateWith continued hard work, he will do a nice job at the college level. Look for Joseph to have a great 2017 season. Nice prospect.


Our delightful Fruity Corn is flavored with a plethora of sweet, colorful fruit flavors for a taste that's bright and delicious. A classic, fun popcorn that can be enjoyed by kids of all ages!
This was sent to my office as a gift and we LOVE it. At first we thought, "What? Fruity popcorn?" Which quickly turned into laughter and giggles as it is just that amazing. It reminded all of us of candy flavors from our childhood and we think its just brilliant. The flavors are spot on and the popcorn is perfect!


Laptop - C-Level
- Intel® Core™ i5-7300U (Dual Core, 2.6GHz up to 3.5 GHz, 3M Cache, 15W, vPro) Windows 10
- Intel® HD Graphics 620 for Ki5-7300UV
- Non-Touch HD (1366 x 768) LCD w/ HD Cam (WWAN)


Cha
Bay.[4]."[5] Furthermore, Bay explicitly claims, in several inscriptions with reference to Siptah, that it was he who established the king "on the throne of his father" without providing further details on how this came about.[6] Bay was also included in the cult of the mortuary temple of Siptah in Year 3 of the latter's reign.[7].[8].


Created by: Frank Thomas Debuted in: Keen Detective Funnies Vol. 2, No. 12 (Centaur Publications, December 1939) © 1939 Centaur Publications
The Bouncer’s superpower is bouncing like a rubber ball and his secret identity is a statue. Maybe this is where we remind you the title is “Regrettable Superheroes.” Anyways we actually have a perfect actor for the role considering The Bouncer once wrestled Hercules and there’s only one person we think could have done that: The Rock! Given that he actually played Hercules in a film we’re probably not alone here. Plus, who’d say no to a statue of The Rock? Currently starring on HBO’s Ballers, Dwayne Johnson has proved he’s more than The Rock’s wrestling persona and can act outside the ring. We’re happy to take both Dwayne Johnson and The Rock for The Bouncer.
Created by: Otto Binder and Bill Draut Debuted in: Double-Dare Adventures #1 © 1966 by Harvey Comics
Whether she’s fighting a room full of villains with her chlorine gas gun or black magic, Lady Satan is a kickass woman who looks glamorous while fighting in an evening dress. If we were casting based solely on the artwork, Krysten Ritter screams to mind, but she’s currently busy being Jessica Jones which leaves us with a huge pool of awesome actresses to pick from... And the winner is Sarah Shahi who we fell in love with as she gleefully fought bad guys on Person of Interest—including in a gown at a black tie event. (No, you’ve been binging POI on Netflix.) And just in case Shahi is busy with Nancy Drew we’ve even thought of a backup: Evangeline Lilly, because we spent all of Ant-Man dying to see her save the day.


Outdoor pool, open 6:00 AM to 10:00 PM, sun loungers
Frette Italian sheets, hypo-allergenic bedding, in-room safe, desk
Overview of Hotel Monteleone, New Orleans
Popular LocationCanal Street1 min walk
Popular LocationSuperdome19 min walk
Canal Street - 1 min walk
Bourbon Street - 3 min walk
Saint Louis Cathedral - 8 min walk
Superdome - 19 min walk.


"I too love baptist fans. How do you quilt them on your long arm?Do you have a pattern you follow?"
I was a LONG a Baptist Fan lover but with a long arm I thought it wasn't possible to do them. I was aware of pantographs for them but I don't use pantographs…
"Love it!Th"
Bridgets comment really got me thinking; Ah…I never thought of yardage as "just a bunch of fat quarters"…
The other part of Bridget's comments got me thinking too…
Should I be leaving the fabric for charity groups?Hmmm. I thought on this for quite awhile. Thinking and thinking. How is it that I can best help other organizations that are doing charity quilting?My final conculsion was that it's okay to keep doing what I'm doing. Quite a bit of the fabric that I purchase via the thrift stores ends up in the hands of charity quilters. If I buy a bag of fabric from the thrift store and love one piece, often the rest goes to charity. At the auction I was at, I have no idea which, if any people, were buying for charity. This was, I bought this box…
The other boxes, I kept most of…
Well…that took me a bit to think through but I think I'm settled. I have my way of helping charities…
Thanks so much for the comment Bridget. I really did appreciate having a chance to think through my charitable givings. That set a little fire in my to try to do even more. THANKS!
P.S. I have a blog reader in Michigan that would like to donate some quilt tops to a charity group. They would like to try to keep them in Michigan. Are there any groups there who could use some quilt tops?If so, please email me at rogjok@iowatelecom.net and I will pass your info on to her. Please also provide an email contact and note what group your charity donates to. THANKS!
← String Challenge and More Saturday Day, Sewing Day!
5 thoughts on "Ask Jo: Baptist Fans and Charity Fabric"
I think each does her charity work in her own way. Please don't feel the slightest bit guilty for the way you choose to do it. You do way more than most!And personally I don't see how you have time for any, what with your day care and health and family and on and on. More power to you!
I too was interested in Mary's tutorial on Baptist fans, but when clicking on the link, it said "Oops, that page cannot be found". Hopefully it will be reposted sometime so I can try it. You do such nice work, both piecing and quilting. I enjoy reading about your adventures!


onls.d $1 off for weekend visits when you make your reservations online. </s> A stone found at Kensington, Minnesota in 1898,by Norsemen into North America in the 1300s.
More detailed information on some of these world anomalies will be posted soon. </s> Thanks, got it! You'll be hearing from us soon.
Wcentury, to  Together, let’s tell the new Congress we need the five rights.
Have you, or members of your family, been denied access to a quality, affordable education?
Yes And I deserve the Right to Learn.
No But
So everyone hast and can vote with no discrimination and no barriers.
Ale.

Greedy corporations have taken over our democracy, and they are violating our right to clean air and clean water.
No one should be forced to work three jobs
So everyone has a chance to live a healthy life, with universal healthcare.
Healthcare must be a right, not a privilege — </s> This is an engaging mystery and a good audio listen.
Marty vows to protect Amanda and sets off to try to locate Wheeler, a cop who was stalking Amanda's mother before the murder. Wheeler apparently disappeared shortly after the trial and there is little trace to follow. Marty seeks help from his old partner who is still angry about the botched trial but agrees to help. Trying every lead he can, Marty practically accosts Julie, the defense attorney who represented Wheeler. The trial win should have jump-started her career but, because it was clear that the prosecution mishandled the case, she didn’t get the positive response she hoped for. She is pretty bitter about the whole matter and doesn’t really want to talk about it or Wheeler.
Amanda goes into hiding with Marty as she is still being followed. Soon Marty discovers intruders in his home but he can’t figure out who these goons are who are ransacking his house for his files. Threats and circumstances change Julie’s mind so that now she returns to Marty and now all three are hiding from an unknown threat as well as the killer. Marty continues to investigate even as his usual strength and reactions fail him due to weakening from the chemo treatments.
There is good suspense, action and twists in this mystery thriller. It is very sharp and realistic with ‘real-to-live’, characters complete with physical (age and illness), mental (madness and weakness) and moral (greed, pride and more) flaws. Some of the investigation paths lead to dead ends which adds to the realism. Also, the primary hero being older and coping with cancer issues makes him an interesting character with more depth than some young, hot shot detective.
I received this audiobook for review from the author. </s> er’s ’s’’s arm (where it would normally say JCB or similar). </s> Announced on 19th October, I'm delighted to be joining ninemsn as their new CTO.
ni dynamism and growth in the. </s> Apr. 6, 2012: IL Dept. of Public Health - Hope Clinic fined $500, and notified of "serious" violations of health code, detailed in 40-page correction plan.
List of parties in malpractice lawsuit filed against defendants including Hope Clinic for Women and Lisa Memmel.
Dismissal of malpractice lawsuit against the Hope Clinic for Women and abortionist Lisa Memmel.
Apr. 25, 2012: Illinois Dept. of Health - Inspection survey and list of clinic deficiencies. 52 pages.
June 14, 2013: IL Dept. of Health - Statement of Deficiencies. 14 pages. </s> I dunno, I kinda like the ownership thang. K


Similar to all other cancers, cervical cancer spreads by destroying the surrounding connective tissue using matrix metalloproteinase (MMP), and urokinase plasminogen activators (uPA) enzymes. We have documented that m, can effectively block the development and spread of cancer cells by inhibiting critical steps in the process such as blocking the MMP enzymes, reducing growth of blood vessels to feed the tumor, and strengthening the connective tissue matrix surrounding the cancer cells.
For every woman the diagnosis of cervical cancer, especially in its advanced stages, poses a psychological, physical and financial burden affecting her and her family - in particular for women in the developing world. This and our other results further confirm that the road to developing a safe, effective, and science-based natural approach to cancer is wide open. This gives hope for thousands of women and offers an economically viable approach to health care economies in every country.
Ref: Roomi, M.W., Cha, J., Kalinovsky, T., Roomi, N., Niedzwiecki, A., & Rath, M. (2015). Experimental and Therapeutic Medicine, 10, 901-906. http://dx.doi.org/1


Who would have thought that, with its small size, hard shell, and unique shape, the egg would have the capability to be such an essential ingredient in so many delicious dishes, as well as to provide such a nutritional punch?Eggs are a nutrient champion!
Support your local egg farmers!


Christian spiritual discernment is a process that involves making a decision in accordance with God’s will. This discernment is different from other types of decision-making. God guides us through the process of Christian spiritual Discernment.
The first step in this process is to seek out internal signs of God’s actions. Spiritual Discernment means focusing on making decisions that align with Jesus. This discipline also has an emphasis on God and Jesus. Ignatian discernment is a unique way of Catholic discernment. It originated from Ignatius of Loyola. Ignatian discernment is a series of spiritual exercises that help people make informed life decisions.
These exercises are designed to help people see God in all aspects of their lives. There are seven steps to follow when it comes to making a decision. These include identifying the issue, praying about the choice, talking to a mentor, and finally trusting the decision. The process begins with the individual who is in touch with her or his feelings about something that is not working correctly in their lives. This is then taken into account by prayer. Prayer is a way of opening our eyes to God and establishing a relationship with Him. God is also revealed as a mysterious and mysterious being who is also within us.
Spiritual Discernment occurs when the mysterious presence of God or the divine comes into play. It is a process that brings about integrity and clarity to our lives. When we are spiritually discerned, it means we can see the difference between good and evil. We can also tell us which way the winds of evil will blow. Those who distinguish between good and evil have to constantly re- disentangle themselves from both good and evil. This is the reason why it is so important that one constantly tries to discern the difference between the two. This act of seeing a difference is the first component of this set of operations that precedes all of the following aspects. It involves distinguishing good and evil. In order to properly interpret the coin’s image, one must first determine if it is gold or not.
Aside from distinguishing good from evil, there is also something about the involvement of God in the non-evil. This concept makes it possible to separate the good from the evil. This process occurs when we interpret God’s involvement in our lives. It is important to read God’s involvement in all of our lives to gain full enjoyment from it.
Spiritual Discernment as a Skill
The pure-in-heart opens themselves to God’s influence. This opens up the cracks in their bodies and allows them to be fully formed in God’s image. The image of God that we see in us is a gift that is inwardly oriented, and it longs for complete likeness to him. This process helps us to become more open to the meaning of God’s creation. Spiritual Discernment is a process that enables Christians to seek the will of God for their lives. It is not a secular process, but a deeply rooted part of the Christian tradition.
Spiritual Discernment is a skill that is learned and improved. It is not an ability that is innate, and it is not a person’s sole reason for being on Earth. There is no one on Earth who has the necessary discernment to live life fully. Like the master musician, a discerning person will see his need to improve his discernment as his acclaim grows.
When it comes to making accurate cuts, practice makes a difference. An experienced tutor will confidently make the same cuts that his apprentice makes. It is natural for a person to learn and practice various skills, such as making cuts. At first, they may seem slow and hesitant, but they will eventually make accurate ones. The more we seek the truth, the more our ability to discern will grow
Applying Spiritual Discernment
Spiritual Discernment is the process of applying our understanding. It is not only about recognizing but also about applying that understanding. God has given us the ability to discernment. He does not simply give us this skill, but He also gives us the Holy Spirit to assist us in our journey. The purpose of being people of discernment is to further the end of man, which is the chief purpose of being here. Being people of discernment brings glory to God and learns to enjoy him ever more.
Spiritual Discernment is a discipline that is required only in a world where we are faced with temptation and sins. It involves carefully analysing and applying God’s Word to separate truth from error. It is a task that people take on in order to see things that God sees. Spiritually Discerned people are people who are equipped with the knowledge and ability to see things that are not according to God. They do this by applying the Bible’s wisdom and understanding to their lives.
Believing in the doctrines that are foundational to the Christian faith requires us to thoroughly examine and prove them. The two areas where we must do spiritual discernment are the same. Both of which are related to the two general themes of Scripture.
Imbibing God
. To be people that honouour God in what we think of him and what we believe to be true about hstent with his will for our lives.
Understanding and obeying God’s will is not instantaneous. Because of this, the task of learning and living is not given immediately. It requires a lot of effort and discipline. All Christians must seek to know and obey the will of God. They should not be concerned about the secret will of God, for it will never be known fully. We cannot expect God to provide all the details of his plan for us before we follow in obedience.
Signs you may have the gift of Spiritual Discernment
· Having the gift of Spiritual discernment is a great benefit for peoplethe Holy Spirit.
· You are more sensitive to the spiritual atmospheres than most people. This sensitivity may affect the development of your gift.
· Someone with a gift of Spiritual discernment can see and sense things that are not seen by others. This ability can cause us to feel isolated and lonely, as well as be misunderstood.
· Individuals who are gifted in discernment may experience unusual events or sensations. They may also feel things that are not being experienced by others.
· Someone with a gift of discernment can see clearly behind the words and actions of a person. They can also tell if a person is telling the truth or not. One may tell if it is anointed by the Spirit or is it from the speaker’s heart when it is being told to people gifted with discernment.
How to develop Spiritual Discernment
· Desire the things that matter to God. Motivated by these desires, commit to doing the things that will make you look good and excel in life.
· This practice is very important in walking in God’s perfect will. It helps keep your spirit and sensitive to the Holy Spirit. As a result, prayer times are moments of spiritual ecstasy.
· You need to know the Word of God to walk in His perfect will. The Bible is the only way to get it. Follow God’s instructions and act immediately after receiving them.
· People who look for goodness in the broken world don’t deny it or pretend it doesn’t exist. They do their best to see that it meets God’s standard of good. So appreciate and be thankful for every little blessing
· Spiritually Discerning people know that truth is not a private matter, and that we must have shared it to thrive. They are willing to share it with others, and they test it by the larger body of shared truth.
As we grow in Christ’s knowledge, we’ll meet the challenges of a world that is broken. Through the Spirit and the Bible, God is giving us new life, but he also wants to make us more holy. This process requires us to be changed, but we can still be made right. Sometimes, it can mean being misunderstood. Because people tend to know the difference between good and bad, they can evaluate their actions and behaviour. Instead of seeing discernment as a way to gain an advantage, discerning people use it to serve others. If you have been given the gift of discernment, be sure to avoid the dangers that come when used away from God.
The spiritually discerned person learns to let go of what they cannot control. An individual who is already discerned knows that their words mean everything. They should take time to ponder on their commitments and if they are consistent with their values.


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I really love the movie Black Jack. It's a really awesome thriller about a man trying to save his niece and a model's life, all while he has an impairment of sorts that slows him down. I would suggest watching it. It's good.
Honestly, as long as I got paid I could work with my mom. It's hard to imagine though because as a norm, you don't really see yourself working with your mom as an official job.
I very much like the movie "Man in the Iron Mask". It has a very good revenge plot about a man's revenge on another for putting him in said iron mask for so long. I love how it sllowly reveals why he was put in the mask and how everything just falls right into place.
I didn't read the excerpt, just the description. I always do that so I can be surprised when I read the book.It sounds really amazing. I'm actually wanting to be an author when I'm alder That's be cool if you could and you sound like you're a great writer so I'll look you up. Hope you're doing okay.
I just finished reading the book summary and think that it is absolutely amazing. Okay, so for your problem, which I do hate it when it happens to me, I would suggest the authors Avi, Joan Lowery Nixon, and Garth Nix. They are really good authors and I absolutely love their work. As for the reading slump, I normally just look up book giveaways and find those sites, which is how I heard of you. Also, I am wanting to be an author when I am oi am actually trying to work on a few books now and I'm a little stuck. The help would be very appreciated. Hope you have a nice day and hope to hear from you.


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The funeral of MJ, which will be held on Tuesday, will have a very tight security.
Officials have warned the L insisted Jackson fans would get no sympathy from officers, who fear the crowds, could turn violent.
"Anybody who does not hold proper credentials, tickets to get in to the event, will not be allowed inside the security zone. So for those who are thinking about coming out and maybe getting a shot to get in, that won't happen.
"You wiand you probably will not even be within eyeshot of the Staples," McDonell has been quoted as saying.
More than 1.6 million fans registered for the online ballot to attend the ceremony, to be held at Los Angeles' Staples Center. Only 17,500 were successful.


John Muyamba About 52 hippos where found dead in Mahango core area of the Bwabwata National Park in Kavango East today. Th cause of animals' death, its officials say. Tourists visiting the area alerted New Era to this gruesome discovery this afternoon. The ministry's PRO Romeo Muyunda, when contacted for comment, said he needed to get information from the officials on the ground.


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Loneliness, culture shock and alcoholism have also played a significant role, as have unrealistic financial planning or the complete lack of it in some cases. These people, however, have largely returned home, tail between their legs, once again to plug back into our cosy little social security system. Maybe that's the point to all this. We are a spoilt and privileged nation, and with the numerous financial significant fighting chance, against the mass tide of urbanisation and the possibility of remaining on the world map for a few more decades to come. </s> After nearly a year of planning, The Mighty Bowl food truck embarked on its maiden voyage through Downtown Vancouver in early June. Kevin DeGraw, Sherilee Valenta and Steve Valenta founded The Mighty Bowl with the goal to provide the quick, easy meal a food cart can offer, while still serving healthy food with quality ingredients. The lemon curry sauce on the eponymous signature dish, engineered by Sherilee Valenta, was the beginning of the first recipe and as such the resulting bowl was lovingly dubbed, The Mighty Bowl.
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NEW DELHI : Tanishq, India’s largest jewellery retailer, will convert at least 50% of its gold jewellery in-stores into “lightweight" pieces over the next 12 months, giving shoppers an option to spend less per piece as India sees a unusual spike in prices of the precious metal.
“This was necessitated because of the sharp rise in gold and customers actually feeling the pinch. We were also sensitive to the fact that we don't know how the pandemic will play out. So we wanted to make lightweight a big mantra in our system," d in an interview.
The jewellery pieces, internally tagged as Hi-Lites, were rolled out across the retailer’s 368 stores in the December quarter after a team of 40 people spent six months re-engineering and designing pieces to lower the grammage.
In all, 3,500 pieces, only gold, not studded jewellery, have been “light-weighted" in what is the most extensive exercise undertaken by the company to counter higher gold prices and safeguard consumer demand.
On an average, Tanishq has undertaken 15-25% reduction in weight on jewellery pieces, including bangles, jewellery sets, rings, earnings etc set in 22 karat gold.
Price of the yellow metal has jumpmoving up to ₹46,650 as on 13 January 2022 from ₹38,070 per 10 grams for 22 carats on 1 January 2020.
“With gold prices havi—over two years it's a 20%+ kind of a swing—we heard a lot of customers come back and tell us that their budget can't stretch so much but they’d like to own a certain product and design," Chawla said.
The 3,500 pieces that have been redesigned as part of this exercise, together made for 30% of gold inventory at Tanishq stores in the December quarter. In the December quarter, sale from such pieces contributed close to 26% of the total jewellery business.
The company used different ways to create light weight jewellery. It included design re-construction and technology, that is, the way it manufactures. "Some of the products are machine made, so we did some changes in the way we are looking at manufacturing them so they use lesser gold. And third, we looked at some material innovation. We came out with a patented material, a hard alloy, which makes the same 22 karat gold harde, so people still get 22 carat but we can use lesser of the material to give the same dimension and stability," Chawla said.
He added the move is helping Tanishq convert more walk-ins to shoppers.
“We are expecting to serve at least a million customers in the next 12 months on the back of this initiative," he said.
Inflationary pressure has prompted consumers to look for what's affordable, said market watchers.
“Also, consumers want options for daily wear. In the last 2-3 years, gold prices have almost doubled which makes it very high for large sections of consumers," said Abneesh Roy, executive vice president, Institutional Equities at Edelweiss Securities.
This kind of pricing and product will also work well especially on e-commerce, he added.
In the December quarter, the company that also retails watches and perfumes, clocking 36% growth over the festive quarter last year, the company said in a quarterly update to the exchanges on 6 January.
“Buoyancy helped the division achieve significant revenue uplift for the quarter," it said.
Both walk-ins and customer conversions were significantly higher compared to last year. driven partly by Tanishq's regionalisation strategy of winning in focus markets. While ticket sizes were stable, they were 15% higher than pre-pandemic levels, the company added.


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1 How many living colonies did you have on October 1, 2009?
2 How many living colonies did you have on April 1, 2010?
3 How many splits, increases, and/or colonies did you make/buy between October 1, 2009 and April 1, 2010?
4 How many splits, increases and/or colonies did you sell between October 1, 2009 and April 1, 2010?
5 What percentage of the colonies that died between October 1, 2009 and April 1, 20106 What percentage of loss over this time period would you consider acceptable?
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June 9, 2016, 6:08 PM EDT
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Pulitzer Center Update July 7, 2014
This week we are publishing our newest e-book, "Congo's Children," with essays, photographs, and videos by Kem and Jon Sawyer that draw on reporting for outlets ranging from PBS NewsHour and The Washington Post to Truth Atlas, Dowser, and The Christian Science Monitor. "Congo's Children" takes readers on a memorable journey of hope through a land that has endured more than its share of troubles.
"Congo's Children" has received advance praise from some of the leading experts in the field. "out," said Adam Hochschild, author of "King Leopold's Ghost."
"Here's the Congo that doesn't make the news clips or TV screens," said Jason Stearns, author ." "The everyday Congo, with people managing to organize, create art, and educate each other despite the odds. A touching paean to the country's resilience."
"Congo's Children" is available for free on iBooks and later this summer on Kindle and Android platforms.
MEGA-CITY CLIMATE REFUGEES
Measured in terms of population density, Dhaka, the capital of Bangladesh, is already the world's most overstuffed mega-city, with 15 million people crowding into its slums and shantytowns. More arrive each day.
"Some newcomers are following the global pattern of urban migration, lured by the opportunity of the big city when the family farm has been subdivided so many times among sons that the parcels are too small to support the family," writes Pulitzer Center grantee Ken Weiss in a dispatch for Foreign Policy. But others, according to Ken, appear to be the first wave of climate refugees into Dhaka, driven from their homes by droughts, floods, rising sea levels and other ravages of global warming.
By mid-century,our changing climate is expected to reach a billion. "Bangladesh offers a preview of a hotter, crowded world forced to deal with climate disruptions," writes Ken.
INDIA'S THIRD GENDER
India's transgender community made headlines earlier this year when the nation's highest court guaranteed recognition to a "third gender" on official documents such as voter ID cards. This could eventually lead to better and safer lives for the estimated 1 million-plus trans women who typically live on the fringes of Indian society.
For now, however, the vast majority of these women "ag," report Pulitzer Center grantees Michael Edison Hayden and Sami Siva. In a story and photo essay for Al Jazeera, Michael and Sami offer an intimate portrait of these outcasts who often face constant discrimination with little emotional support from family members.


Apply this mixture on your nails for 10-15 minutes.
Applying a small amount of melted coconut oil can help heal thick yellow toenails. You can purchase over-the-counter antifungal nail creams and ointments. Be sure to clip and clean your nails before use to make sure the creams reach deeper layers. Laser therapy can be used to treat a fungal toenail infection.
So, how about giving up nail polish entirely? Can you survive without it?
They add the beauty to your appearance, but if you take your well-being into consideration, the answer is obvious, right? You can start with letting your nails rest and use nail polishes only 3-4 times on a weekly basis.
Then, try to reduce the frequency of using nail polishes. You will see the improvements of your nails quickly.
In addition to nail polish, yellow nails are also a consequence of a fungal infection or chronic liver disease, the tar and nicotine from cigarettes and poor lifestyle habits .
Besides, the deficiency of some essential vitamins and minerals can be responsible for your yellow nails. And the best way to fight it is to absorb them or multivitamin supplements immediately.
On the other hand, yellow nails can be a sign of some medications, such as diabetes or psoriasis. In the case of diabetic patients, their nails usually turn into yellowish. It happens because the sugar breakdown has adverse effects on their nails collagen.
Although it is not common, yellow nails can be an early symptom of skin cancer, so you should not underestimate this problem.
Home Remedies To Treat Yellow And Thick Nails
A mixture of olive oil, baking soda and lemon bleaches, strengthens and softens the nails and hands. We rub them and let them act for five minutes every day. White vinegar is one of the most effective products for whitening and cleaning nails. Mix vinegar and water in equal parts, soak the toenails and leave on for 10 minutes
Drops of hydrogen peroxide on each nail for two weeks will eliminate fungal infection. In addition, every two or three days, we must exfoliate them.
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Lemon juice fights fungus and exfoliates nails. If we submerge them in the liquid of this fruit for 10 minutes and then wash them with soap and water, we will eliminate the yellowish color. Lemon essential oil is also ideal because it also hydrates the cuticle.
Effervescent pills that bleach dentures also work for yellow and thick nails. We submerge them in a container with the product for 10 minutes and then wash them. We repeat every night.
The sodium bicarbonate has a similar effect, besides being more economical. Mix the product with a little water to make a paste. We rub them with a brush, let them act for a few minutes, and exfoliate again. Its action is swift if we do it regularly.
Together with these home remedies to get rid of yellow and thick nails, it is convenient to cut them frequently. Ideally, keep them square, short and with the edges filed. Wash your feet frequently and dry them well, especially between the toes: moisture drives fungus growth. Do not wear tight shoes or walking barefoot in public areas.
In some circumstances, even the dominant tips on how to get rid of yellow nails do not work for you. If you continuously see yellow nails even after applying all home remedies, it is imperative to seek medical attention instantly.
The doctor can run a series of tests to figure out the causes of your yellow nails and then, come up with the appropriate treatment.
Typically, the experts give you the suggestion to use zinc supplements to boost the treatment of yellow nails.
If your nails have some darkly colored streaks, you need to meet your doctor immediately. It is a severe condition.
Hydrogen Peroxide Solution To Get Rid Of Yellow Nails
Hydrogen peroxide solution helps you to get whiter nails. It makes your stain nails whiter. It helps to get rid of yellow nails. Use this hydrogen peroxide solution for getting whiter nails.
Take a one-third cup of water and three caps of hydrogen peroxide solution.
After adding them steep your fingers in the solution for two to three minutes.
After that, use a soft toothbrush or brush to scrub your stain nails.
Then do not forget to moisturize your fingers with some cuticle oil.
Do this remedy at least 3 times a week for greater effects.
Soak Your Nails In Apple Cider Vinegar
DIY: Get Rid of Your Yellow Nails Fast:D
Apple cider vinegar contains malic acid and acetic acid, which may lighten the discoloration on your nails. ACV also acts as an antifungal and antibacterial agent to ward off infections that cause yellowing of nails.
Dilute apple cider vinegar with warm water in a 1:1 ratio.
Dip your hands in the solution for about 20 minutes, and then wash them with cold water.
Pat your hands dry, and apply olive oil on your cuticles.
Use A Whitening Pen Or Toothpaste
If it whitens your teeth, why wouldnt it whiten your nails, too? It seems a bit straight forward, but its true. Applying whitening toothpaste or a whitening pen, like this one from AuraGlow, can treat yellow nails. The pen uses oxidizing ingredients to act as a stain remover and gives your nails a new-found glowing appearance. Its easy to do and can really make a difference to the look of your nails. Of course, once youre done whitening your nails, you can use the pen on your teeth, too. Its definitely worth noting that this whitening pen currently has over 1000 5-star reviews on Amazon from customers happy.
1Quit smoking. Smoking causes discoloration of skin, nails, and hair and cutting smoking may be the fastest way to return your nails to their original color.
How To Make Nails White Again
The best way to not have yellow nails after polish is to avoid painting your nails. But if you find that you started experiencing this, there are home remedies that will help return your nails back to white again. They can also help the discoloration that smokers get.
Soak your fingers in a mixture of three parts of water to one part hydrogen peroxide for around 15 minutes. You can also make a paste of the peroxide a few tablespoons and a little baking soda and brush it on your nails with a toothbrush. Let the mixture stay on your nails for about 10 minutes then rinse. When using peroxide make sure to put a moisturizer on your nails after the treatment so they don’t get dried out.
This toothpaste can not only whiten your teeth, it can make your nails bright and white again. Just rub some toothpaste on your nails, rub it into your nails and let it stay on for a few minutes before you rinse it off.
Soak your nails in a bowl with the juice of one lemon for 5 to 10 minutes can help to get rid of yellow nails after polish. Moisturize your nails afterward.
4. Denture Cleaning Tablets
Just as whitening toothpaste can work, denture cleaning tablets can do the same thing. Dissolve 2 to 4 tablets in water, soak your nails for around 15 minutes, dry them off and apply moisturizer. You can do this up to three times each week.
Have Yellow Nails Here Are Remedies That Really Work
Written by Pavitra Sampath | Published : September 3, 2015 7:45 PM IST
If you have yellow nails, here are some remedies that could help.
Some tips to help these remedies work better
Lemon And Tea Tree Oil
A mixture of lemon and tea tree oil will make an even greater home remedy for how to get rid of yellow nails.
For yellow nails treatment, you can form a paste in the following way:
Mix lemon juice and tea tree oil in an equal proportion to create a paste.
Apply this paste on your nails and then gently buff the yellow stains out with a soft toothbrush.
Use this remedy daily until the yellow stains on your nails disappear.
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Toothpaste To Get Rid Of Yellow Nails
Remove your stains by using whitening toothpaste, which contains hydrogen peroxide or any whitening element. Toothpaste not only helps in making your teeth whiter, it also helps in removing your stain nails effectively. Use this home remedy for making your nails whiter.
Take some whitening toothpaste and cotton balls soaked in warm water.
Apply a little whitening toothpaste on your stains and leave it for 10-15 minutes.
Scrub and clean your nails by use of nail brush.
Then, rinse off the toothpaste with cotton balls.
Do this method 2 times per week.
Ways To Whiten Nails At Home
Quick Tips: How to Get Rid of Yellow Nails
Nails are fairly porous, so its no wonder that they can turn yellow when exposed to nail polish, dirt, and everyday wear and tear. And your toenails, understandably, take the brunt of the abuse since they're often trapped inside shoes and socks for long stretches of time. To keep tips looking light and bright, you need to whiten the area underneath the nail while gently buffing away stains on the nail surface.
Finger and toenail whitening is an art, not a science. There are a lot of ways you can whiten nails at home but the easiest way is to experiment with some ingredients from your kitchen pantry. Here are some of my favorite ways to whiten nails without the harsh chemicals.
How Do You Get Rid Of Yellow Toenails Fast
Furthermore, How do I get my toenails white again? Try these tips mentioned below and tell us which one worked for you the best.
Use lemon juice and baking soda paste.
Secondly, How does Vicks get rid of yellow toenails?
Although designed for cough suppression, its active ingredients may help treat toenail fungus. A 2011 study found that Vicks VapoRub had a positive clinical effect in the treatment of toenail fungus. To use, apply a small amount of Vicks VapoRub to the affected area at least once a day.
3. Limit The Usage Of Dark Nail Polish
All of us like a little black to be cute, but a lot of dark polish can cause nail discoloration. Thus, if youre a big fan of nail polish, try to choose the light and nice one instead of the black color. Or, it is better to stop the use of nail polish and recuperate your nails so that you will have beautiful nails naturally.
4. Use A Nail Whitening Pencil
This way will help you to solve the problem immediately. It is especially useful when you do not have enough time to take care of your nails. Moreover, a whitening pencil is always available in the market so it can help you to solve the problem whenever you want. Just clean your hands and feet carefully to remove the dirt from your nails and cover them with the white color using the whitening pencil.
5. Give Up Smoking
If you want to remove the yellowing on teeth and nails, stop smoking immediately. Although it is quite challenging, it brings us a lot of health and beauty benefits. When you give up smoking, both your relatives and you are at the low risk of lung cancer and cardiovascular diseases. Also, smoking makes your skin dark and unattractive. Furthermore, it causes discoloration of lips and nails. Therefore, create your plan to quit smoking to ensure your health and appearance.
6. Have Proper Nail Care Habits
Baking Soda To Get Rid Of Yellow Nails
Baking soda works effectively for removing yellow nails. It helps to eliminate stains from the nails through its bleaching and exfoliating properties. Baking soda works effectively to lighten the yellowness of the nails. Use this remedy to get whiter nails.
Take one tbsp of baking soda, one tsp of lemon juice and one half tsp of olive oil.
After adding all the ingredients make a thick paste of it.
Then, rub the thick paste on your nails. You can use a soft toothbrush for rubbing your nails gently.
Leave the paste for 5-10 minutes and then wash it off with lukewarm water.
Apply this procedure every two weeks.
Natural Way To Get Rid Of Yellow Nails
Absorbing your nails lemon juice will dispose of those yellow stains. Douse your nails for 10 to 15 minutes every day until the point that you are content with the outcomes.
Keeping in mind the end goal to dispose of prompt nail stains, for example, pink nails from wearing red nail clean, have a go at scouring brightening toothpaste on your nails utilizing a nail brush. Keep in mind this isn't for long haul stains.
The best layer of your nails is the place the yellow stains are. By buffing your nails you will dispose of the best layers, evacuating a portion of the stains. While this strategy may work, buffing your nails isn't prescribed in light of the fact that it can prompt weaker nails.
Foolproof Ways To Get Rid Of Yellow Nails
Obviously, none of us are perfect. Sometimes our bodies react to the things we put in them, and things can get ugly. This is definitely the case when it comes to our nails. Too much polish equals discolored fingernails if you dont give them time to breath occasionally. Plus, too much bacteria can also result in some, well, pretty disturbing colored nails.
Since this is nothing to be ashamed of and can actually be a pretty quick fix, weve rounded up some of the most quick, easy, and convenient ways to get rid of yellow nails! Check them out below!
Of course we all love a little black or dark navy polish from time to time, but constantly using dark colors like this may cause your nails to become discolored. Try to switch your color choices from something dark to something nice and light so you can give your nails time to recuperate.
3. Use a buffing board to remove the exposed top layer that may be stained.
If youve just recently realized that your nails are starting to get discolored, try as a first step to remove some of the top layer of the nail with a buffing board. Make sure not to scrub away too much, as you want your nails to stay as strong as possible. However, this may help to fade the discoloration when its not too severe.
4. Rub your nails in lemon juice or a whole lemon.
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India Richburg votes with her son Nash Waiters, 4, at the North Springs 2 voting location in Columbia, South Carolina on Tuesday. (Joshua Boucher/The State/TNS)“Tomorrow’’s left hardworking Americans out in the cold!” Biden said in Pittsburgh. “If you elect me as president, I’m gonna act to heal this country.”
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In Atlanta, occupational therapy practitioner Justin Windom, 29, said he was unsure if he was going to even cast a ballot until last night. But after speaking with his parents and one of his patients, he said he decided to get up at the crack of dawn and cast his ballot for Biden as the “lesser of two evils.”
Trump in Grand Rapids insisted anew s.
In west Philadelphia, James “Sekou” Jenkins, 68, a retired carpenter and mechanic, said he didn’t want to take a chance with the mail and cast his ballot in person for Biden.


Cricket’s parent company Leap Wireless provided its own objection on Tuesday to AT&T’s proposed buyout of T-Mobile. The carrier suggested that letting the deal go through would lead to “alarming concentration” by putting too much power in the hands of two carriers, AT&T and Verizon. A merger would only hurt customers, it said.
The sentiments mirror those of Sprint, which at a Senate hearing earlier this month warned of a carrier duopoly and referred to AT&T and Verizon often as “the two Bells,” alluding back to the days of a single-company monopoly over landline phone service in the US. MetroPCS has been concerned as well and urged that, if a deal went ahead, the FCC should require AT&T divest some of its network to create a more even playing field for smaller providers.
AT&T has tried to play a patriotic angle on the merger by arguing that it would spur jobs and expand LTE-based 4G to as much as 97 percent of the US population, covering rural areas that might not necessarily get the access. Quality on AT&T would also allegedly get better since AT&T could use both its own spectrum and T-Mobile’s to fill out bandwidth needs.
Opposing carriers and advocacy groups have pointed out that some of the promises were either for goals it would likely already meet or contradicted historical tendencies. Most mergers usually result in job cuts and little to no immediate job expansion. Much of the US was already due to be covered by LTE and wouldn’t necessarily see much more gain from a merger. Concerns also exist from consumer interest group Public Knowledge that AT&T is sitting on spectrum it could use for its existing network and may just be a “serial acquirer” that makes up for shortcomings through takeovers.


FRP piping has been used in the industry since the early sixties. The last decades have shown a large growth in the use of Fiber Reinforced Plastics (FRP). From the onset of the application of FRP systems, DRG has been involved in the development and introduction of FRP for pressurised applications. Since our founding in 1983 DRG has developed a unique service portfolio dedicated to the design of piping systems including Fiberglass systems.
We provide engineering services at all stages of the project life-cycle, from initial feasibility studies and conceptual design during the FEED stage, followed by system design, materials specification and qualification up to engineering support during installation.
The design, manufacturing, qualification and installation of FRP piping systems differs considerably from that of the more traditional materials due to the anisotropic nature of FRP piping.
Because of our active involvement in ISO, DNV and NEN committees from the early start of the application of FRP, our knowledge and understanding is always up to date and meets the most recent international standards. This makes our services unique worldwide and has provided DRG a leading role as an engineering company specialized in FRP applications.
Major end-users like Shell, BP, BASF and many more use our services when dealing with FRP piping for systems like Cooling water. We are acknowledged as a reliable and independent consultant with a practical approach to fiberglass engineering solutions.
Why use Fiberglass Systems
The last decades have shown a large growth in the use of Fiber Reinforced Plastic (FRP) also known as Glass Reinforced Plastic (GRP). The most common materials used for FRP piping are Glass Reinforced Unsaturated Polyester (GRUP), Glass Reinforced Vinyl-ester resin GRVE) and Glass Reinforced Epoxy (GRE) resin. Their uses differ per operating conditions like the fluids to be transported, temperature, pressure and required size of the piping. The glass reinforced plastics commonly used for piping and vessels consist of glass fibers embedded in a thermoset matrix. The choice of the combination of resin and glass type highly depends on required chemical resistance and strength.
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For firewater lines, sprinkler- and deluge systems, internal corrosion of traditional piping like carbon steel can lead to blockage of the firewater sprinkler that compromises safe operation of your system. More about firewater systems can be found here.
Maintenance costs are also low compared to carbon steel, as the FRP system does not need external coatings for buried pipelines. For above ground piping, integrated UV stabilization packages of FRP piping avoids the use of external coatings.
The lower weight results in easier and more cost-effective handling of the piping. For offshore structures, weight savings are crucial to limit total structure weight, and FRP can contribute to achieve lower total weight.